13773 Elms Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 13773 Elms Rd, Birch Run, MI 48415

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,940 sqft · built 1960
Lot Size	4.88 acres (212,573 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Aug 2022)
Tax Bill	$1,353 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Sep 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`05-10-6-31-3009-000`

Property Details

APN / Parcel Number

Primary APN	`05-10-6-31-3009-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,940 sqft Living Area
1st Floor Area	1,378 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Tri-Level
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	212,573 sqft (4.88 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	220 sqft
Deck Area	Deck Area
Patio Area	306 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13773 ELMS RD
City	BIRCH RUN
State	MI
Zip	48415-8777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	COM AT A PT 993.52 FT N FROM SW CORN OF SEC TH N 330.50 FT TO A PT WHICH IS 18 FT N OF NW CORN OF SW 1/4 OF SW 1/4 TH E 660.26 FT TO A PT WHICH IS 34.11 FT N OF N LINE OF SW 1/4 OF SW 1/4 TH S 346.61 FT TH W 660 FT TO POB 5.13 ACRES SEC 31 T10N R6E
Legal Range	06E
Legal Township	10N
Legal Section	31
Jurisdiction	SAGINAW MI
Township / Civil Division	BIRCH RUN
Census Block Group	2
Census Block	2039
Census Tract	13100

Owner

Source: Saginaw County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13773 ELMS RD, BIRCH RUN, MI 48415-8777
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Sep 19, 2019	Loan Modification, Mortgage · Conventional Mortgage GREAT LKS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2022 · Amount on Record
Deed Sale	Aug 15, 2022 · Amount on Record
Prior Sale	May 3, 1991
Deed Document Number	202221928
Prior Transfer Date	Jun 9, 2009
Prior Transfer Doc	0000019119
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Aug 15, 2022
Property Address	13773 ELMS RD, BIRCH RUN, MI 48415-8777
Document Number	0000021928
Instrument Date	Aug 3, 2022
Instrument	2022021928
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13773 ELMS RD, 13773, BIRCH RUN, MI 48415-8777

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13773 ELMS RD, BIRCH RUN, MI 48415-8777
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021929
Date	Aug 15, 2022
Instrument	2022021929

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAGINAW MI
Property Address	13773 ELMS RD, BIRCH RUN, MI 48415-8777
Document Number	0000025486
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13773 ELMS RD BIRCH RUN MI 484158777, BIRCH RUN, MI 48415-8777

Mortgage

Document Number	0000025486
Date	Oct 11, 2019
Instrument	25486

Lender

Name	GREAT LKS FCU
Address	BAY CITY, MI 48708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 10, 2024

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Birch Run Township
Unified School District	Birch Run Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,300 (+8.49%)	$296,600 (+8.49%)
2025	$1,353.00 (-48.1%) Homeowner's exemption	$136,700 (+19.81%)	$273,400 (+19.81%)
2023		$114,100	$228,200
2022	$2,607.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Air Advantage, AT&T, Xfinity.

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