13841 Mill Stream Ct, Carmel, IN 46032 Property Records

Hamilton County property record for 13841 Mill Stream Ct, Carmel, IN 46032 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,438 sqft · built 1990
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,264 (2024)
Deeds & Mortgages	May 2021 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-23-304-050.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-23-304-050.000-018`
Alternative APN	`1709230304050000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,438 sqft Living Area
1st Floor Area	1,297 sqft
2nd Floor Area	1,306 sqft
Basement Area	1,044 sqft
Finished Basement	835 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	158 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1709230304050000
Street Address	13841 MILL STREAM CT
City	CARMEL
State	IN
Zip	46032-9141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .46, SECTION 23, TOWNSHIP 18, RANGE 3, SPRINGMILL CROSSING, SECTION 5, LOT 194
Legal Range	03
Legal Township	18
Legal Section	23
Legal Subdivision	SPRINGMILL CROSSING
Legal Block	5
Legal Lot Number	194
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3019
Census Tract	110906

Owner

Source: Hamilton County records · APN 29-09-23-304-050.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13841 MILL STREAM CT, CARMEL, IN 46032-9141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED SAVINGS BANK
Feb 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED SAVINGS BANK
Mar 06, 2020	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO
May 24, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 24, 2018
Deed Sale	May 24, 2018
Prior Sale	May 24, 2018 · Amount on Record
Deed Document Number	2018022357
Last Transfer Date	Mar 06, 2020
Transfer Doc	0000012026
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	13841 MILL STREAM CT, CARMEL, IN 46032-9141
Transaction Type	Mortgage
Record Updated	Jun 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039630
Date	May 26, 2021
Instrument	2021039630

Lender

Name	UNITED SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jun 01, 2048

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	13841 MILL STREAM CT, CARMEL, IN 46032-9141
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008769
Date	Feb 19, 2020
Instrument	2020008769

Lender

Name	UNITED SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Mar 01, 2048

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 06, 2020
Property Address	13841 MILL STREAM CT, CARMEL, IN 46032-9141
Document Number	0000012026
Instrument Date	Mar 02, 2020
Instrument	12026
Transaction Type	Transfer
Record Updated	Jun 03, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13841 MILL STREAM CT CARMEL IN 460329141, CARMEL, IN 46032-9141

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	May 24, 2018
Property Address	13841 MILL STREAM CT, CARMEL, IN 46032-9141
Document Number	2018022357
Instrument Date	May 22, 2018
Instrument	2018022357
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	ATA NATL TITLE GROUP OF INDI

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13841 MILL STREAM CT, CARMEL, IN 46032-9141

Mortgage

Document Number	2018022358
Date	May 24, 2018
Instrument	2018022358

Lender

Name	UNITED SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2048

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$578,500 (+4.99%) Land $128,700 Building $449,800	$578,500 (+4.99%) Land $128,700 Building $449,800
2024	$6,264.00 (+6.57%)	$551,000 (+3.18%) Land $128,700 Building $422,300	$551,000 (+3.18%) Land $128,700 Building $422,300
2023	$5,878.00 (+22.13%) Homeowner's exemption	$534,000 (+26.21%) Land $97,500 Building $436,500	$534,000 (+26.21%) Land $97,500 Building $436,500
2022	$4,813.00 Homeowner's exemption	$423,100 Land $97,500 Building $325,600	$423,100 Land $97,500 Building $325,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 302 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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