1. Home
  2. Indiana
  3. Hamilton County
  4. Carmel
  5. Mill Stream Ct

13815 Mill Stream Ct, Carmel, IN 46032 Property Records

Hamilton County property record for 13815 Mill Stream Ct, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,749 sqft · built 1988
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on Record
Last Sale$430,000 (Jul 2022)
Tax Bill$5,582 (2024)
Deeds & MortgagesMar 2024 Mortgage
Jul 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN29-09-23-304-047.000-018

Property Details

APN / Parcel Number

Primary APN29-09-23-304-047.000-018
Alternative APN
  • 1709230304047000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area2,749 sqft Living Area
1st Floor Area2,229 sqft
AtticAttic
Attic Area1,095 sqft
Basement Area1,114 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions173 ft deep x 100 ft wide
Garage TypeAttached
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number1709230304047000
Street Address13815 MILL STREAM CT
CityCARMEL
StateIN
Zip46032-9141
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .40, SECTION 23, TOWNSHIP 18, RANGE 3, SPRINGMILL CROSSING, SECTION 5, LOT 197
Legal Range03
Legal Township18
Legal Section23
Legal SubdivisionSPRINGMILL CROSSING
Legal Block5
Legal Lot Number197
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group3
Census Block3019
Census Tract110906

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address13815 MILL STREAM CT, CARMEL, IN 46032-9141
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2024Deed of Trust, Mortgage · FHA Mortgage
JOHN CLARK
Jul 7, 2022Warranty Deed, Transfer · FHA Mortgage
MJW FINANCIAL LLC
Jan 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2022 · Amount on Record
Deed SaleJul 7, 2022 · Amount on Record
Deed Document Number2022033927
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address13815 MILL STREAM CT, CARMEL, IN 46032-9141
Transaction TypeMortgage
Record UpdatedMar 29, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address13815 MILL STREAM CT, CARMEL, IN 46032-9141
InvestorPossibly a Property Investor

Mortgage

Document Number0000007030
DateMar 1, 2024
Instrument2024007030
Lender
NameJOHN CLARK
TypePrivate Party
Address13815 MILL STREAM CT, CARMEL, IN 46032
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term479 Months
DueFeb 1, 2064

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateJul 7, 2022
Property Address13815 MILL STREAM CT, CARMEL, IN 46032-9141
Document Number0000033927
Map ReferenceMB 15 PG 24-27
Instrument DateJul 5, 2022
Instrument2022033927
Transaction TypeTransfer
Record UpdatedMay 19, 2023
Title CompanyMTC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address13815 MILL STREAM CT, CARMEL, IN 46032-9141
InvestorPossibly a Property Investor

Mortgage

Document Number0000033928
DateJul 7, 2022
Instrument2022033928
Lender
NameMJW FINANCIAL LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address13815 MILL STREAM CT, CARMEL, IN 46032-9141
Transaction TypeMortgage
Record UpdatedFeb 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007585
DateJan 29, 2021
Instrument2021007585
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address13815 MILL STREAM CT, CARMEL, IN 46032-9141
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058019
DateNov 27, 2017
Instrument2017058019
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$520,500 (+5.13%) Land $125,800 Building $394,700$520,500 (+5.13%) Land $125,800 Building $394,700
2024$5,582.00 (+6.32%)$495,100 (+2.7%) Land $125,800 Building $369,300$495,100 (+2.7%) Land $125,800 Building $369,300
2023$5,250.00 (+20.41%) Homeowner's exemption$482,100 (+25.58%) Land $95,400 Building $386,700$482,100 (+25.58%) Land $95,400 Building $386,700
2022$4,360.00 Homeowner's exemption$383,900 Land $95,400 Building $288,500$383,900 Land $95,400 Building $288,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

Nearby Properties on Mill Stream Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures