Middlesex County and Lowell City property record for 1384 Middlesex St, Lowell, MA 01851
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,635 sqft · built 1880 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Sep 2019) |
| Tax Bill | $5,356 (2026) |
| Deeds & Mortgages | Sep 2019 Sale & Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | S90845 |
| Primary APN | S90845 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,635 sqft Living Area |
| Gross Area | 2,880 sqft |
| 1st Floor Area | 1,126 sqft |
| Attic | Attic |
| Attic Area | 288 sqft |
| Basement Area | 868 sqft |
| Unfinished Basement | 868 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,049 sqft (0.07 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | S90845 |
|---|---|
| Street Address | 1384 MIDDLESEX ST |
| City | LOWELL |
| State | MA |
| Zip | 01851-1222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TSF |
| Legal Block | 4085 |
| Legal Lot Number | 1384 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 311400 |
1384 Middlesex St is owned and occupied by two individuals who bought it in September 2019.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1384 MIDDLESEX ST, LOWELL, MA 01851-1222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC |
| Jun 19, 2017 | Quit Claim Deed, Transfer · FHA Mortgage HOME POINT FINL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2019 · Amount on File |
| Deed Sale | Sep 16, 2019 · Amount on File |
| Prior Sale | Jun 19, 2017 · Amount on File |
| Deed Document Number | 201939601 |
| Deed Book / Page | 33351 / 63 |
| Prior Transfer Date | Sep 13, 2019 |
| Prior Transfer Doc | 33351-63 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Sep 16, 2019 |
| Property Address | 1384 MIDDLESEX ST, LOWELL, MA 01851-1222 |
| Document Number | 33351-63 |
| Book / Page | 33351 / 63 |
| Instrument Date | Sep 13, 2019 |
| Instrument | 39601 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1384 MIDDLESEX ST, LOWELL, MA 01851-1222 |
| Document Number | 39602 |
|---|---|
| Date | Sep 16, 2019 |
| Instrument | 39602 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jun 19, 2017 |
| Property Address | 1384 MIDDLESEX ST, LOWELL, MA 01851-1222 |
| Document Number | 31211-186 |
| Book / Page | 31211 / 186 |
| Instrument | 25393 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31.65 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1384 MIDDLESEX ST, LOWELL, MA 01851-1222 |
| Document Number | 312110189 |
|---|---|
| Date | Jun 19, 2017 |
| Instrument | 31211/0189 |
| Name | HOME POINT FINL CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 19, 2047 |
The 2026 property tax bill for 1384 Middlesex St was $5,356, up 7.6% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,356.00 (+7.62%) | $471,900 (+8.86%) Land $158,200 Building $313,700 | $502,064 (+16.69%) |
| 2025 | $4,977.00 (+2.56%) | $433,500 (+6.38%) Land $147,900 Building $285,600 | $430,255 (+4.21%) |
| 2024 | $4,853.00 (+6.15%) | $407,500 (+10.7%) Land $138,200 Building $269,300 | $412,870 |
| 2023 | $4,572.00 | $368,100 Land $120,200 Building $247,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1384 Middlesex St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (1978–2006) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1384 Middlesex St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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