Middlesex County and Lowell City property record for 1380 Middlesex St, Lowell, MA 01851
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,562 sqft · built 1900 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $460,000 (Jul 2021) |
| Tax Bill | $6,526 (2025) |
| Deeds & Mortgages | May 2018 Line of Credit Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | S04350 |
| Primary APN | S04350 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,562 sqft Living Area |
| Gross Area | 3,988 sqft |
| 1st Floor Area | 991 sqft |
| Basement Area | 991 sqft |
| Unfinished Basement | 991 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,049 sqft (0.07 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | S04350 |
|---|---|
| Street Address | 1380 MIDDLESEX ST |
| City | LOWELL |
| State | MA |
| Zip | 01851-1222 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | TSF |
| Legal Block | 4085 |
| Legal Lot Number | 1380 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 311400 |
Source: Middlesex County and Lowell City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1380 MIDDLESEX ST, LOWELL, MA 01851-1222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 8, 2018 | Deed of Trust, Mortgage · Line of Credit ENTERPRISE BANK & TRUST CO |
| Jul 9, 2021 | Quit Claim Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2021 · Amount on Record |
| Deed Sale | Jul 9, 2021 · Amount on Record |
| Prior Sale | Nov 8, 2006 · Amount on Record |
| Deed Document Number | 202140430 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 1380 MIDDLESEX ST, LOWELL, MA 01851-1222 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 032056-161 |
|---|---|
| Date | May 8, 2018 |
| Book Page | 32056/161 |
| Instrument | 18382 |
| Name | ENTERPRISE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Jul 9, 2021 |
| Property Address | 1380 MIDDLESEX ST, LOWELL, MA 01851-1222 |
| Document Number | 035982-110 |
| Book / Page | 35982 / 110 |
| Instrument Date | Jul 7, 2021 |
| Instrument | 40430 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1380 MIDDLESEX ST, LOWELL, MA 01851-1222 |
| Document Number | 0000040431 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 40431 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 035982-129 |
|---|---|
| Date | Jul 9, 2021 |
| Book Page | 35982/129 |
| Instrument | 40432 |
| Name | LOWELL CITY OF |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,526.00 (+7.48%) | $568,500 (+11.51%) Land $146,600 Building $421,900 |
| 2024 | $6,072.00 (+7.62%) | $509,800 (+12.22%) Land $137,000 Building $372,800 |
| 2023 | $5,642.00 | $454,300 Land $119,200 Building $335,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (1978–2006) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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