1384 E Cody Estey Rd, Pinconning, MI 48650 Property Records

Bay County property record for 1384 E Cody Estey Rd, Pinconning, MI 48650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,621 sqft
Lot Size	5 acres (217,800 sqft)
Owner	Company Name on Record
Last Sale	$120,000 (Sep 2020)
Tax Bill	$2,601 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`120-021-200-020-00`

Property Details

APN / Parcel Number

Primary APN	`120-021-200-020-00`

Interior

Full Baths	2 Baths
Building Area	1,621 sqft Living Area
1st Floor Area	1,621 sqft
Basement Area	728 sqft

Exterior

Architectural Style	Ranch
Lot Area	217,800 sqft (5 acres)
Garage Area	384 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1384 E CODY ESTEY RD
City	PINCONNING
State	MI
Zip	48650-8432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 OF W 1/2 OF W 1/2 OF NE 1/4 OF NE 1/4 SEC 21 T17N R4E
Legal Range	04E
Legal Township	17N
Legal Section	21
Jurisdiction	BAY MI
Township / Civil Division	PINCONNING
Census Block Group	1
Census Block	1018
Census Tract	286300

Owner

Source: Bay County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1384 E CODY ESTEY RD, PINCONNING, MI 48650-8432
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Line of Credit UNITED BAY COMMUNITY CREDIT UNION
Sep 10, 2020	Warranty Deed, Transfer · Conventional Mortgage COMERICA BK
Apr 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2020 · Amount on Record
Deed Sale	Sep 10, 2020 · Amount on Record
Deed Document Number	202012673
Prior Transfer Date	Apr 11, 2019
Prior Transfer Doc	201905549
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Recording Date	Jun 29, 2026
Property Address	1384 E CODY ESTEY RD, PINCONNING, MI 48650-8432
Document Number	0000008597
Instrument Date	Jun 23, 2026
Instrument	20268597
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1384 E CODY ESTEY RD, PINCONNING, MI 48650-8432

Mortgage

Document Number	0000008597,
Date	Jun 29, 2026
Instrument	20268597

Lender

Name	UNITED BAY COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 15, 2046

Interest

Rate	6.53%
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Sep 10, 2020
Property Address	1384 E CODY ESTEY RD, PINCONNING, MI 48650-8432
Document Number	0000012673
Instrument Date	Sep 9, 2020
Instrument	12673
Transaction Type	Transfer
Record Updated	Feb 4, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,032.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34254 SANDPEBBLE DR STERLING HEIGHTS MI 483105555, STERLING HEIGHTS, MI 48310-5555

Mortgage

Document Number	12674
Date	Sep 10, 2020
Instrument	12674

Lender

Name	COMERICA BK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY MI
Recording Date	Apr 15, 2019
Property Address	1384 E CODY ESTEY RD, PINCONNING, MI 48650-8432
Document Number	0000005549
Instrument Date	Apr 11, 2019
Instrument	5549
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1384 E CODY ESTEY RD ALGER MI 48610, ALGER, MI 48610

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Pinconning Township
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,601.00 (+3.21%) Homeowner's exemption	$89,400 (-3.04%)	$178,800 (-3.04%)
2025		$92,200 (+28.95%)	$184,400 (+28.95%)
2024	$2,520.00 (+13.21%)
2023		$71,500	$143,000
2022	$2,226.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fixed Wireless	1,000 / 500
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

May also be available: Spectrum.

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