1240 E Cody Estey Rd, Pinconning, MI 48650 Property Records

Bay County property record for 1240 E Cody Estey Rd, Pinconning, MI 48650

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,742 sqft
Lot Size	5.31 acres (231,304 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Nov 1998)
Tax Bill	$2,963 (2026)
Deeds & Mortgages	Mar 2026 Line of Credit Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`120-021-100-040-03`

Property Details

APN / Parcel Number

Primary APN	`120-021-100-040-03`

Interior

Full Baths	1 Bath
Building Area	1,742 sqft Living Area
1st Floor Area	1,742 sqft
Basement Area	1,742 sqft

Exterior

Architectural Style	Ranch
Lot Area	231,304 sqft (5.31 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1240 E CODY ESTEY RD
City	PINCONNING
State	MI
Zip	48650-8486
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT N 1/4 COR OF SEC TH S 623.26 FT TH N 73D 04M W 418.54 FT ALG TRAVERSE LI OF WALK DRAIN TH N 503.18 FT TH E 400 FT TO
Jurisdiction	BAY MI
Township / Civil Division	PINCONNING
Census Block Group	1
Census Block	1018
Census Tract	286300

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1240 E CODY ESTEY RD, PINCONNING, MI 48650-8486
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Line of Credit DOW CU
Jul 16, 2020	Deed of Trust, Mortgage · Line of Credit DOW CHEMICAL EMPS CU
Jul 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage DOW CHEMICAL EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 1998 · Amount on Record
Deed Sale	Nov 19, 1998 · Amount on Record
Deed Book / Page	1579 / 297
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	1240 E CODY ESTEY RD, PINCONNING, MI 48650-8486
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1240 E CODY ESTEY RD, PINCONNING, MI 48650-8486
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003543
Date	Mar 31, 2026
Instrument	202603543

Lender

Name	DOW CU
Type	Credit Union
Address	MIDLAND, MI 48641

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	1240 E CODY ESTEY RD, PINCONNING, MI 48650-8486
Document Number	0000009721
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1240 E CODY ESTEY RD PINCONNING MI 486508486, PINCONNING, MI 48650-8486

Mortgage

Document Number	0000009721
Date	Jul 21, 2020
Instrument	9721

Lender

Name	DOW CHEMICAL EMPS CU
Type	Credit Union
Address	MIDLAND, MI 48641-1649

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	1240 E CODY ESTEY RD, PINCONNING, MI 48650-8486
Document Number	0000009720
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1240 E CODY ESTEY RD PINCONNING MI 486508486, PINCONNING, MI 48650-8486

Mortgage

Document Number	0000009720
Date	Jul 21, 2020
Instrument	9720

Lender

Name	DOW CHEMICAL EMPS CU
Type	Credit Union
Address	MIDLAND, MI 48641-1649

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 20, 2035

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Pinconning Township
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,963.00 (+3.17%) Homeowner's exemption	$143,100 (-3.57%)	$286,200 (-3.57%)
2025		$148,400 (+26.41%)	$296,800 (+26.41%)
2024	$2,872.00 (+12.98%)
2023		$117,400	$234,800
2022	$2,542.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile.

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