Hamilton County property record for 13837 Forest Ter, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,571 sqft · built 1988 |
| Lot Size | 0.389 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,623 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-23-305-003.000-018 |
| Primary APN | 29-09-23-305-003.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,571 sqft Living Area |
| 1st Floor Area | 1,572 sqft |
| 2nd Floor Area | 1,339 sqft |
| Basement Area | 1,319 sqft |
| Finished Basement | 660 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 16,988 sqft (0.389 acres) |
| Lot Dimensions | 160 ft deep x 92 ft wide |
| Garage Type | Attached |
| Garage Area | 799 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 1709230305003000 |
|---|---|
| Street Address | 13837 FOREST TER |
| City | CARMEL |
| State | IN |
| Zip | 46032-9127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .39, SECTION 23, TOWNSHIP 18, RANGE 3, SPRINGMILL CROSSING, SECTION 4, LOT 146 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 23 |
| Legal Subdivision | SPRINGMILL CROSSING |
| Legal Block | 4 |
| Legal Lot Number | 146 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 110906 |
13837 Forest Ter is owned and occupied by two individuals who acquired it in December 1999.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13837 FOREST TER, CARMEL, IN 46032-9127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 1999 |
| Deed Sale | Dec 30, 1999 |
| Record Updated | Jun 8, 2026 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $614,400 (+5.53%) Land $125,500 Building $488,900 | $614,400 (+5.53%) Land $125,500 Building $488,900 | |
| 2024 | $6,623.00 (+2.97%) | $582,200 (+0.41%) Land $125,500 Building $456,700 | $582,200 (+0.41%) Land $125,500 Building $456,700 |
| 2023 | $6,432.00 (+23.48%) Homeowner's exemption | $579,800 (+26.95%) Land $95,100 Building $484,700 | $579,800 (+26.95%) Land $95,100 Building $484,700 |
| 2022 | $5,209.00 Homeowner's exemption | $456,700 Land $95,100 Building $361,600 | $456,700 Land $95,100 Building $361,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13837 Forest Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 13837 Forest Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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