13834 Forest Ter, Carmel, IN 46032 Property Records

Hamilton County property record for 13834 Forest Ter, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,731 sqft · built 1989
Lot Size0.389 acres (16,988 sqft)
Owner2 Individual Names on File
Tax Bill$6,441 (2024)
Deeds & MortgagesApr 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN29-09-23-305-033.000-018

Property Details

APN / Parcel Number

Primary APN29-09-23-305-033.000-018
Alternative APN
  • 1709230305033000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms12 Rooms
Stories2 Stories
Building Area3,731 sqft Living Area
1st Floor Area1,606 sqft
2nd Floor Area1,373 sqft
AtticAttic
Attic Area1,131 sqft
Basement Area696 sqft
Finished Basement466 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area16,988 sqft (0.389 acres)
Lot Dimensions182 ft deep x 228 ft wide
Garage TypeAttached
Garage Area888 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number1709230305033000
Street Address13834 FOREST TER
CityCARMEL
StateIN
Zip46032-9127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .39, SECTION 23, TOWNSHIP 18, RANGE 3, SPRINGMILL CROSSING, SECTION 4, LOT 151
Legal Range03
Legal Township18
Legal Section23
Legal SubdivisionSPRINGMILL CROSSING
Legal Block4
Legal Lot Number151
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group3
Census Block3019
Census Tract110906

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address13834 FOREST TER, CARMEL, IN 46032-9127
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2001
Deed SaleOct 18, 2001
Deed Document Number200100066726
Record UpdatedJun 8, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address13834 FOREST TER, CARMEL, IN 46032-9127
Transaction TypeMortgage
Record UpdatedMay 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address13834 FOREST TER, CARMEL, IN 46032-9127

Mortgage

Document Number0000013560
DateApr 18, 2023
Instrument2023013560
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 31, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$583,900 (+3.09%) Land $125,500 Building $458,400$583,900 (+3.09%) Land $125,500 Building $458,400
2024$6,441.00 (+6.32%)$566,400 (+3.19%) Land $125,500 Building $440,900$566,400 (+3.19%) Land $125,500 Building $440,900
2023$6,058.00 (+22.76%) Homeowner's exemption$548,900 (+26.59%) Land $95,100 Building $453,800$548,900 (+26.59%) Land $95,100 Building $453,800
2022$4,935.00 Homeowner's exemption$433,600 Land $95,100 Building $338,500$433,600 Land $95,100 Building $338,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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