1383 Destiny Ln, Forest, VA 24551 Property Records

Bedford County property record for 1383 Destiny Ln, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,538 sqft · built 2011
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Mar 2018)
Tax Bill	$1,769 (2023)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2024 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`82 19 10`

Property Details

APN / Parcel Number

Primary APN	`82 19 10`
Alternative APNs	`90510437` `506957`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,538 sqft Living Area

Exterior

Year Built	Built 2011
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Deck Area	230 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	506957
Street Address	1383 DESTINY LN
City	FOREST
State	VA
Zip	24551-4763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUTUMN RUN SEC 1 LT 10 PB 51/219
Legal Subdivision	AUTUMN RUN SEC 1
Legal Lot Number	10
Jurisdiction	BEDFORD VA
Township / Civil Division	5
Census Block Group	4
Census Block	4012
Census Tract	30101

Owner

1383 Destiny Ln is owned and occupied by an individual who bought it in March 2018.

Source: Bedford County records, as of August 14, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1383 DESTINY LN, FOREST, VA 24551-4763
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Feb 16, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Oct 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FILO MORTGAGE LLC
Jun 26, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLAGSTAR BANK FSB
Mar 19, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF THE JAMES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2018 · Amount on File
Deed Sale	Mar 19, 2018 · Amount on File
Prior Sale	Oct 22, 2015 · Amount on File
Deed Document Number	180002438
Record Updated	Jun 7, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1383 DESTINY LN, FOREST, VA 24551-4763
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1383 DESTINY LN, FOREST, VA 24551-4763

Mortgage

Document Number	0250011174
Date	Dec 29, 2025
Instrument	250011174

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2046

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1383 DESTINY LN, FOREST, VA 24551-4763
Transaction Type	Mortgage
Record Updated	Mar 27, 2024
Title Company	NOT AVAILABLE, DISCOVER FULFILLMENT CTR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240001132
Date	Feb 16, 2024
Instrument	240001132

Lender

Name	DISCOVER BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 16, 2044

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1383 DESTINY LN, FOREST, VA 24551-4763
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210014881
Date	Oct 20, 2021
Instrument	210014881

Lender

Name	FILO MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2041

Interest

Rate Type	Fixed Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1383 DESTINY LN, FOREST, VA 24551-4763
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180005842
Date	Jun 26, 2018
Instrument	180005842

Lender

Name	FLAGSTAR BANK FSB

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2028

Interest

Rate Type	Fixed Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Mar 19, 2018
Property Address	1383 DESTINY LN, FOREST, VA 24551-4763
Document Number	180002438
Instrument Date	Mar 15, 2018
Instrument	180002438
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1383 DUNSTAN LN, VIRGINIA BEACH, VA 23455-4948

Mortgage

Document Number	180002439
Date	Mar 19, 2018
Instrument	180002439

Lender

Name	BANK OF THE JAMES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,769.00 Additional exemption filed	$215,750	$431,500 Land $75,000 Building $356,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1383 Destiny Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1383 Destiny Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 60% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Glo Fiber Cable	1,200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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