Bedford County property record for 1354 Destiny Ln, Forest, VA 24551
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,688 sqft · built 2013 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $348,000 (Jan 2016) |
| Tax Bill | $2,229 (2023) |
| Deeds & Mortgages | Aug 2026 Mortgage Apr 2024 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 82 19 73 |
| Primary APN | 82 19 73 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,688 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,572 sqft (0.61 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 486072 |
|---|---|
| Street Address | 1354 DESTINY LN |
| City | FOREST |
| State | VA |
| Zip | 24551-4764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AUTUMN RUN SEC 1 LT 73 PB 51/219 |
| Legal Subdivision | AUTUMN RUN SEC 1 |
| Legal Lot Number | 73 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 5 |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 30101 |
Source: Bedford County records, as of August 14, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1354 DESTINY LN, FOREST, VA 24551-4764 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC |
| Apr 16, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance NQM FUNDING LLC |
| Sep 25, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage HOWARD BANK |
| May 22, 2017 | Intrafamily Transfer, Transfer HOWARD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2016 · Amount on Record |
| Deed Sale | Jan 12, 2016 · Amount on Record |
| Prior Sale | May 22, 2017 |
| Deed Document Number | 0160000265 |
| Last Transfer Date | Sep 25, 2018 |
| Transfer Doc | 0180008754 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Aug 19, 2026 |
| Property Address | 1354 DESTINY LN, FOREST, VA 24551-4764 |
| Document Number | 0000007793 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 20267793 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1354 DESTINY LN, FOREST, VA 24551-4764 |
| Document Number | 0000007793, |
|---|---|
| Date | Aug 19, 2026 |
| Instrument | 20267793 |
| Name | LOWER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.99% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1354 DESTINY LN, FOREST, VA 24551-4764 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0240002817 |
|---|---|
| Date | Apr 16, 2024 |
| Instrument | 240002817 |
| Name | NQM FUNDING LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 9.12% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Sep 25, 2018 |
| Property Address | 1354 DESTINY LN, FOREST, VA 24551-4764 |
| Document Number | 0180008754 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 180008754 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1354 DESTINY LN, FOREST, VA 24551-4764 |
| Document Number | 0180008755 |
|---|---|
| Date | Sep 25, 2018 |
| Instrument | 180008755 |
| Name | HOWARD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | May 22, 2017 |
| Property Address | 1354 DESTINY LN, FOREST, VA 24551-4764 |
| Document Number | 0170004602 |
| Instrument Date | Jun 29, 2016 |
| Instrument | 170004602 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1354 DESTINY LN, FOREST, VA 24551-4764 |
| Document Number | 0170004603 |
|---|---|
| Date | May 22, 2017 |
| Instrument | 170004603 |
| Name | HOWARD BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 241 Months |
| Due | Jun 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
Source: Bedford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,229.00 Additional exemption filed | $271,900 | $543,800 Land $75,000 Building $468,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 58% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Copper | 1.52 mg/L (2017) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Glo Fiber Cable | 1,200 / 50 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures