Miami-Dade County property record for 13820 SW 109th St, Miami, FL 33186
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,770 sqft · built 1979 |
| Lot Size | 0.19 acres (8,263 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,626 (2025) |
| Flood Zone | Zone AH (high risk) |
| APN | 30-5910-004-2400 |
| Primary APN | 30-5910-004-2400 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,770 sqft Living Area |
| Gross Area | 2,250 sqft |
| 1st Floor Area | 1,770 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Lot Area | 8,263 sqft (0.19 acres) |
| Garage Area | 231 sqft |
| Porch | Porch |
| Street Address | 13820 SW 109TH ST |
|---|---|
| City | MIAMI |
| State | FL |
| Zip | 33186-3204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0100 |
| Legal Description | SHORES-CALUSA PB 108-21 LOT 21 BLK 8 LOT SIZE 8263 SQ FT OR 18404-4096 1298 4 |
| Legal Range | 39E |
| Legal Township | 55S |
| Legal Section | 10 |
| Legal Subdivision | SHORES-CALUSA |
| Legal Block | 8 |
| Legal Lot Number | 21 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KENDALE LAKES-TAMIAMI |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 18801 |
13820 SW 109th St is owned and occupied by two individuals.
Source: Miami-Dade County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13820 SW 109TH ST, MIAMI, FL 33186-3204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 13820 SW 109th St was $4,626 with exemptions applied.
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,626.00 Homeowner's exemption Senior Citizen's exemption | $177,198 | $487,446 Land $315,260 Building $172,186 |
| 2023 | $4,319.00 (+105.37%) Homeowner's exemption Senior Citizen's exemption | $167,190 (+3%) | $484,650 (+18.99%) Land $299,497 Building $185,153 |
| 2022 | $2,103.00 Homeowner's exemption Senior Citizen's exemption | $162,321 | $407,293 Land $220,682 Building $186,611 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13820 SW 109th St in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 417 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 417 in force |
| Nearby Flood Claims | 19 (1997–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 13820 SW 109th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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