St. Clair County property record for 1382 S River Pointe Ln, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,698 sqft · built 2016 |
| Lot Size | 0.401 acres (17,468 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,000 (Jul 2016) |
| Tax Bill | $4,374 (2025) |
| Deeds & Mortgages | May 2017 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-30-576-0045-000 |
| Primary APN | 74-30-576-0045-000 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,698 sqft Living Area |
| 1st Floor Area | 1,307 sqft |
| Basement Area | 1,307 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Lot Area | 17,468 sqft (0.401 acres) |
| Lot Depth | 145 ft Depth |
| Garage Area | 853 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1382 S RIVER POINTE LN |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-5809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | LOT 45 RIVER POINTE ESTATES NO. 3 |
| Legal Subdivision | RIVER POINTE ESTATES |
| Legal Lot Number | 45 |
| Legal Unit | 45 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 640100 |
1382 S River Pointe Ln is owned and occupied by an individual who bought it in July 2016.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1382 S RIVER POINTE LN, SAINT CLAIR, MI 48079-5809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage EASTERN MICHIGAN BANK |
| Apr 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EASTERN MICHIGAN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2016 · Amount on File |
| Deed Sale | Jul 18, 2016 · Amount on File |
| Prior Sale | May 20, 2013 · Amount on File |
| Deed Document Number | 201615746 |
| Deed Book / Page | 4729 / 174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1382 S RIVER POINTE LN, SAINT CLAIR, MI 48079-5809 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004833/272 |
|---|---|
| Date | May 23, 2017 |
| Book Page | 4833/272 |
| Instrument | 2017013610 |
| Name | EASTERN MICHIGAN BANK |
|---|---|
| Type | Bank |
| Address | CROSWELL, MI 48422 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1382 S RIVER POINTE LN, SAINT CLAIR, MI 48079-5809 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005172467 |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | 5172/467 |
| Instrument | 2020008304 |
| Name | EASTERN MICHIGAN BANK |
|---|---|
| Type | Bank |
| Address | FILION, MI 48432 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
The 2025 property tax bill for 1382 S River Pointe Ln was $4,374 with a homeowner's exemption, up 4.6% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $308,600 (+2.12%) | $617,200 | |
| 2025 | $4,374.00 (+4.64%) Homeowner's exemption | $302,200 | |
| 2024 | $4,180.00 | $604,400 | |
| 2023 | $241,300 | ||
| 2022 | $3,917.00 | $482,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1382 S River Pointe Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1382 S River Pointe Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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