Hamilton County property record for 13796 Mill Stream Ct, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,468 sqft · built 1989 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $635,723 (Apr 2023) |
| Tax Bill | $6,729 (2024) |
| Deeds & Mortgages | Aug 2021 Line of Credit Jun 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-23-304-032.000-018 |
| Primary APN | 29-09-23-304-032.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 3,468 sqft Living Area |
| 1st Floor Area | 1,682 sqft |
| Attic Area | 860 sqft |
| Basement Area | 926 sqft |
| Finished Basement | 926 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 181 ft deep x 108 ft wide |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 462 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 1709230304032000 |
|---|---|
| Street Address | 13796 MILL STREAM CT |
| City | CARMEL |
| State | IN |
| Zip | 46032-8280 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .38, SECTION 23, TOWNSHIP 18, RANGE 3, SPRINGMILL CROSSING, SECTION 5, LOT 186 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 23 |
| Legal Subdivision | SPRINGMILL CROSSING |
| Legal Block | 5 |
| Legal Lot Number | 186 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 110906 |
13796 Mill Stream Ct is owned and occupied by an individual who bought it in April 2023.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 13796 MILL STREAM CT, CARMEL, IN 46032-8280 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2021 | Deed of Trust, Mortgage · Line of Credit HORIZON BANK |
| Jun 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage APPROVED MORTGAGE |
| Apr 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage HALLMARK HOME MORTGAGE LLC |
| Nov 20, 2019 | Deed of Trust, Mortgage · Line of Credit HORIZON BANK |
| Jun 19, 2017 | Warranty Deed, Transfer · Conventional Mortgage WINTERWOOD MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2023 · Amount on File |
| Deed Sale | Apr 14, 2023 · Amount on File |
| Prior Sale | Jun 19, 2017 · Amount on File |
| Deed Document Number | 2023013281 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 13796 MILL STREAM CT, CARMEL, IN 46032-8280 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 13796 MILL STREAM CT, CARMEL, IN 46032-8280 |
| Document Number | 0000056792 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 2021056792 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 23, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 13796 MILL STREAM CT, CARMEL, IN 46032-8280 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Title Company | METROPOLITAN TITLE/IN-LAFAYETTE, METROPOLITAN TTL IN LAFAYETT |
| Name | Verified Name |
|---|
| Document Number | 0000042071 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 2021042071 |
| Name | APPROVED MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | GREENWOOD, IN 46142 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jul 1, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Apr 14, 2023 |
| Property Address | 13796 MILL STREAM CT, CARMEL, IN 46032-8280 |
| Document Number | 0000013281 |
| Map Reference | MB 5 PG 24-27 |
| Instrument Date | Apr 12, 2023 |
| Instrument | 2023013281 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Title Company | MTC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 13796 MILL STREAM CT, CARMEL, IN 46032-8280 |
| Document Number | 0000013282 |
|---|---|
| Date | Apr 14, 2023 |
| Instrument | 2023013282 |
| Name | HALLMARK HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 13796 MILL STREAM CT, CARMEL, IN 46032-8280 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000058633 |
|---|---|
| Date | Nov 20, 2019 |
| Instrument | 2019058633 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 1, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jun 19, 2017 |
| Property Address | 13796 MILL STREAM CT, CARMEL, IN 46032-8280 |
| Document Number | 2017028209 |
| Map Reference | MB15 PG24-27 |
| Instrument Date | Jun 15, 2017 |
| Instrument | 2017028209 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | MERIDIAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 13796 MILL STREAM CT, CARMEL, IN 46032-8280 |
| Document Number | 2017028210 |
|---|---|
| Date | Jun 19, 2017 |
| Instrument | 2017028210 |
| Name | WINTERWOOD MORTGAGE GROUP LLC |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $621,600 (+5.11%) Land $125,000 Building $496,600 | $621,600 (+5.11%) Land $125,000 Building $496,600 | |
| 2024 | $6,729.00 (+3.91%) | $591,400 (+2.42%) Land $125,000 Building $466,400 | $591,400 (+2.42%) Land $125,000 Building $466,400 |
| 2023 | $6,476.00 (+23.07%) Homeowner's exemption | $577,400 (+25.93%) Land $94,800 Building $482,600 | $577,400 (+25.93%) Land $94,800 Building $482,600 |
| 2022 | $5,262.00 Homeowner's exemption | $458,500 Land $94,800 Building $363,700 | $458,500 Land $94,800 Building $363,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13796 Mill Stream Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 13796 Mill Stream Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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