13815 Beringer St, Windermere, FL 34786 Property Records

Orange County property record for 13815 Beringer St, Windermere, FL 34786

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,769 sqft · built 2014
Lot Size	0.72 acres (3,138 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Nov 2019)
Tax Bill	$4,463 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-23-27-8702-00-620`

Property Details

APN / Parcel Number

Primary APN	`23-23-27-8702-00-620`
Alternative APNs	`272323870200620` `145453` `146621` `148743`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,769 sqft Living Area
Gross Area	2,500 sqft
1st Floor Area	956 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,138 sqft (0.72 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	13815 BERINGER ST
City	WINDERMERE
State	FL
Zip	34786-7425
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	P-D
Legal Description	VINEYARDS OF HORIZONS WEST PHASE 2A 81/108 LOT 62
Legal Range	27E
Legal Township	23S
Legal Section	23
Legal Subdivision	VINEYARDS OF HORIZONS WEST PH 2A
Legal Phase	2A
Legal Tract	8702
Legal Lot Number	62
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	3
Census Block	3027
Census Tract	17114

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13815 BERINGER ST, WINDERMERE, FL 34786-7425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWINDS CU
Oct 25, 2017	Quit Claim Deed, Transfer · Conventional Mortgage CITADEL SVCNG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2019 · Amount on Record
Deed Sale	Nov 8, 2019 · Amount on Record
Prior Sale	Dec 3, 2014 · Amount on Record
Deed Document Number	2019705359
Prior Transfer Date	Oct 11, 2017
Prior Transfer Doc	0000584805
Record Updated	Jun 8, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 8, 2019
Property Address	13815 BERINGER ST, WINDERMERE, FL 34786-7425
Document Number	0000705359
Instrument Date	Nov 1, 2019
Instrument	705359
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	CITY TITLE, CITY TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13815 BERINGER ST WINDERMERE FL 347867425, WINDERMERE, FL 34786-7425

Mortgage

Document Number	705360
Date	Nov 8, 2019
Instrument	705360

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2049

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 25, 2017
Property Address	13815 BERINGER ST, WINDERMERE, FL 34786-7425
Document Number	0000584805
Instrument Date	Oct 11, 2017
Instrument	584805
Transaction Type	Transfer
Record Updated	Nov 8, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	AVENIDA JESUS DEL MONTE 264 WINDERMERE FL 34786, WINDERMERE, FL 34786

Mortgage

Document Number	584806
Date	Oct 25, 2017
Instrument	584806

Lender

Name	CITADEL SVCNG CORP
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2047

Interest

Rate Type	Adjustable Rate
Rate	7.37%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$284,800 (+2.7%)	$379,200 (-9.07%) Land $65,000 Building $314,200
2025	$4,463.00 (+5.11%) Homeowner's exemption	$277,313 (+5.99%)	$417,020 (+31.49%) Land $65,000 Building $352,020
2024	$4,246.00 (+7.41%)
2023	$3,953.00 (+4.3%) Homeowner's exemption	$261,649 (+3%)	$317,154 (+3.09%) Land $50,000 Building $267,154
2022	$3,790.00 Homeowner's exemption	$254,028	$307,658 Land $60,000 Building $247,658

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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