13803 Beringer St, Windermere, FL 34786 Property Records

Orange County property record for 13803 Beringer St, Windermere, FL 34786

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,926 sqft · built 2014
Lot Size	0.93 acres (4,043 sqft)
Owner	2 Company Names on Record
Last Sale	$265,000 (Feb 2017)
Tax Bill	$4,124 (2025)
Deeds & Mortgages	Sep 2025 Transfer Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-23-27-8702-00-640`

Property Details

APN / Parcel Number

Primary APN	`23-23-27-8702-00-640`
Alternative APNs	`272323870200640` `145455` `146623` `148746`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,926 sqft Living Area
Gross Area	2,784 sqft
1st Floor Area	995 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,043 sqft (0.93 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	13803 BERINGER ST
City	WINDERMERE
State	FL
Zip	34786-7425
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	P-D
Legal Description	VINEYARDS OF HORIZONS WEST PHASE 2A 81/108 LOT 64
Legal Range	27E
Legal Township	23S
Legal Section	23
Legal Subdivision	VINEYARDS OF HORIZONS WEST PH 2A
Legal Phase	2A
Legal Tract	8702
Legal Lot Number	64
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	3
Census Block	3027
Census Tract	17114

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	13803 BERINGER ST, WINDERMERE, FL 34786-7425
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Feb 21, 2017	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2017 · Amount on Record
Deed Sale	Feb 21, 2017 · Amount on Record
Prior Sale	Nov 17, 2014 · Amount on Record
Deed Document Number	201795704
Last Transfer Date	Sep 15, 2025
Transfer Doc	0000546593
Record Updated	Jun 8, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Sep 19, 2025
Property Address	13803 BERINGER ST, WINDERMERE, FL 34786-7425
Document Number	0000546593
Map Reference	MB 81 PG 108-112
Instrument Date	Sep 15, 2025
Instrument	20250546593
Transaction Type	Transfer
Record Updated	Oct 1, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13803 BERINGER ST, WINDERMERE, FL 34786-7425

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13803 BERINGER ST, WINDERMERE, FL 34786-7425

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 21, 2017
Property Address	13803 BERINGER ST, WINDERMERE, FL 34786-7425
Document Number	0000095704
Instrument Date	Feb 9, 2017
Instrument	95704
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	EQUITABLE TITLE OF LAKE COUNTY, EQUITABLE TITLE OF LAKE CNTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13803 BERINGER ST WINDERMERE FL 347867425, WINDERMERE, FL 34786-7425

Mortgage

Document Number	95705
Date	Feb 21, 2017
Instrument	95705

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,211 (+2.7%)	$411,470 (-9.18%) Land $65,000 Building $346,470
2025	$4,124.00 (+5.31%) Homeowner's exemption	$256,291 (+2.9%)	$453,040 (+0.43%) Land $65,000 Building $388,040
2024	$3,916.00 (+7.43%) Homeowner's exemption	$249,068 (+3%)	$451,088 (+31.58%) Land $65,000 Building $386,088
2023	$3,645.00 (+4.41%) Homeowner's exemption	$241,814 (+3%)	$342,812 (+3.43%) Land $50,000 Building $292,812
2022	$3,491.00 Homeowner's exemption	$234,771	$331,444 Land $60,000 Building $271,444

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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