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13810 Laurel Spring Rd, Chester, VA 23831 Property Records

Chesterfield County property record for 13810 Laurel Spring Rd, Chester, VA 23831

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,643 sqft · built 2025
Lot Size0.312 acres (13,591 sqft)
OwnerIndividual Name on File
Last Sale$264,900 (Mar 2019)
Tax Bill$3,760 (2026)
Deeds & MortgagesNov 2021 Second Mortgage
Mar 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN790-64-32-77-100-000

Property Details

APN / Parcel Number

Primary APN790-64-32-77-100-000
Alternative APNs
  • 132150400000019
  • 403263001

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,643 sqft Finished Area
1st Floor Area65 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeMasonry
Roof MaterialComposition Shingle
Lot Area13,591 sqft (0.312 acres)
Garage Area452 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area95 sqft
Deck AreaDeck Area
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelGas
SewerSeptic

Location & Zoning

Account Number403263001
Street Address13810 LAUREL SPRING RD
CityCHESTER
StateVA
Zip23831-6755
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR9 - SINGL
Legal DescriptionLAUREL SPRING LOT 19
Legal SubdivisionLAUREL SPRING
Legal Lot Number19
JurisdictionCHESTERFIELD VA
Township / Civil DivisionBERMUDA
Census Block Group2
Census Block2009
Census Tract100507

Owner

13810 Laurel Spring Rd is owned and occupied by an individual who bought it in March 2019.

Source: Chesterfield County records, as of July 13, 2026

Owner of RecordIndividual Name on File
Mailing Address13810 LAUREL SPRING RD, CHESTER, VA 23831-6755
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Mar 15, 2019Warranty Deed, Transfer · FHA Mortgage
DOMINION CAP MTG
Feb 8, 2017Grant Deed, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 15, 2019 · Amount on File
Deed SaleMar 15, 2019 · Amount on File
Prior SaleFeb 8, 2017 · Amount on File
Deed Document Number20198648
Deed Book / Page12246 / 22
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address13810 LAUREL SPRING RD, CHESTER, VA 23831-6755
Transaction TypeMortgage
Record UpdatedNov 24, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number13721-613
DateNov 8, 2021
Book Page13721/613
Instrument2021071418
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term359 Months
DueOct 1, 2051
Interest
Rate TypeFixed Rate

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateMar 15, 2019
Property Address13810 LAUREL SPRING RD, CHESTER, VA 23831-6755
Document Number1224622
Book / Page012246 / 000022
Instrument DateMar 1, 2019
Instrument8648
Transaction TypeTransfer
Record UpdatedMar 26, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$264.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13810 LAUREL SPRING RD CHESTER VA 238316755, CHESTER, VA 23831-6755

Mortgage

Document Number1224626
DateMar 15, 2019
Book Page012246/000026
Instrument8649
Lender
NameDOMINION CAP MTG
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 14, 2049
Interest
Rate TypeFixed Rate

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHESTERFIELD VA
Recording DateFeb 8, 2017
Property Address13810 LAUREL SPRING RD, CHESTER, VA 23831-6755
Document Number11527597
Book / Page011527 / 000597
Instrument DateJan 26, 2017
Instrument5410
Transaction TypeTransfer
Record UpdatedFeb 16, 2017
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

AmountAmount on Record
Tax$210.00
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address13810 LAUREL SPRING RD CHESTER VA 238316755, CHESTER, VA 23831-6755

Tax Assessment & Valuation

The 2026 property tax bill for 13810 Laurel Spring Rd was $3,760.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,760.00$419,700 (+555.78%) Land $67,000 Building $352,700$419,700 (+555.78%) Land $67,000 Building $352,700
2025$64,000 Land $64,000$64,000 Land $64,000
2023$2,668.00$290,500 Land $64,000 Building $226,500$290,500 Land $64,000 Building $226,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 13810 Laurel Spring Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13810 Laurel Spring Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people · EPA ID VA4041845
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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