Chesterfield County property record for 13709 Laurel Spring Rd, Chester, VA 23831
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,322 sqft · built 1988 |
| Lot Size | 0.272 acres (11,848 sqft) |
| Owner | Individual Name on File |
| Last Sale | $287,950 (Jun 2019) |
| Tax Bill | $3,341 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 790-64-32-99-900-000 |
| Primary APN | 790-64-32-99-900-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,322 sqft Finished Area |
| 1st Floor Area | 84 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 11,848 sqft (0.272 acres) |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 330 sqft |
| Deck Area | 316 sqft |
| Patio Area | 316 sqft |
| Balcony Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 406072001 |
|---|---|
| Street Address | 13709 LAUREL SPRING RD |
| City | CHESTER |
| State | VA |
| Zip | 23831-6756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R9 - SINGL |
| Legal Description | LAUREL SPRING LOT 29 |
| Legal Subdivision | LAUREL SPRING |
| Legal Lot Number | 29 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | BERMUDA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 100507 |
13709 Laurel Spring Rd is owned and occupied by an individual who bought it in June 2019.
Source: Chesterfield County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13709 LAUREL SPRING RD, CHESTER, VA 23831-6756 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MTG |
| Jun 27, 2019 | Warranty Deed, Transfer · FHA Mortgage ATLANTIC COAST MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2019 · Amount on File |
| Deed Sale | Jun 27, 2019 · Amount on File |
| Prior Sale | Feb 26, 1999 · Amount on File |
| Deed Document Number | 201923756 |
| Deed Book / Page | 12355 / 192 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 13709 LAUREL SPRING RD, CHESTER, VA 23831-6756 |
| Document Number | 12901398 |
| Instrument Date | Aug 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 13709 LAUREL SPRING RD CHESTER VA 238316756, CHESTER, VA 23831-6756 |
| Document Number | 12901398 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 012901/000398 |
| Instrument | 40782 |
| Name | NATIONSTAR MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 13, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Jun 27, 2019 |
| Property Address | 13709 LAUREL SPRING RD, CHESTER, VA 23831-6756 |
| Document Number | 12355192 |
| Book / Page | 012355 / 000192 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 23756 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $287.95 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13709 LAUREL SPRING RD CHESTER VA 238316756, CHESTER, VA 23831-6756 |
| Document Number | 12355196 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 012355/000196 |
| Instrument | 23757 |
| Name | ATLANTIC COAST MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 26, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 13709 Laurel Spring Rd was $3,341.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,341.00 | $372,600 (+1.17%) Land $67,000 Building $305,600 | $372,600 (+1.17%) Land $67,000 Building $305,600 |
| 2025 | $368,300 Land $64,000 Building $304,300 | $368,300 Land $64,000 Building $304,300 | |
| 2023 | $3,012.00 | $328,300 Land $64,000 Building $264,300 | $328,300 Land $64,000 Building $264,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13709 Laurel Spring Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13709 Laurel Spring Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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