Nevada County property record for 13809 Saddle Back Rd, Grass Valley, CA 95945
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,444 sqft · built 1973 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,442 (2025) |
| Deeds & Mortgages | Oct 2023 Sale May 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-180-034-000 |
| Primary APN | 012-180-034-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,444 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| 2nd Floor Area | 1,184 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Traditional |
| Lot Area | 174,240 sqft |
| Terrain | Rolling |
| Porch | Porch |
| Patio Area | 242 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating Fuel | Electric |
| Water Source | Commercial |
| Old Parcel Number | 12-180-34-000 |
|---|---|
| Street Address | 13809 SADDLE BACK RD |
| City | GRASS VALLEY |
| State | CA |
| Zip | 95945-9020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-3 |
| Legal Description | PTN LOT 25 BUENA VISTA RANCH |
| Legal Subdivision | BUENA VISTA RANCH |
| Legal Lot Number | 25 |
| Jurisdiction | NEVADA CA |
| Township / Civil Division | GRASS VALLEY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 702 |
Source: Nevada County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13809 SADDLE BACK RD, GRASS VALLEY, CA 95945-9020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2023 | Grant Deed, Transfer PLACER TITLE COMPANY |
| May 20, 2022 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NEVADA CA |
| Recording Date | Oct 3, 2023 |
| Property Address | 13809 SADDLE BACK RD, GRASS VALLEY, CA 95945-9020 |
| Document Number | 0000013831 |
| Instrument Date | Sep 18, 2023 |
| Instrument | 20230013831 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 186 RAYMUNDO DR, WOODSIDE, CA 94062-4125 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEVADA CA |
| Property Address | 13809 SADDLE BACK RD, GRASS VALLEY, CA 95945-9020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 13809 SADDLE BACK RD, GRASS VALLEY, CA 95945-9020 |
| Document Number | 0000010948 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 20220010948 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.88% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 8.88% |
Source: Nevada County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | California |
| County | Nevada County |
| Elementary School District | Grass Valley Elementary School District (KG - 08) |
| Secondary School District | Nevada Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $208,344 (+2%) Land $63,394 Building $144,950 | ||
| 2025 | $2,442.00 (+4.09%) Homeowner's exemption | $204,259 (+4.04%) Land $62,151 Building $142,108 | |
| 2023 | $2,346.00 (+12.25%) Homeowner's exemption | $196,330 Land $59,739 Building $136,591 | $585,810 |
| 2022 | $2,090.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 72% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Race Communications Fiber | 1,000 / 1,000 |
| SmarterBroadband Fixed Wireless | 100 / 25 |
May also be available: Cal.net, Verizon, Xfinity.
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