San Diego County property record for 13809 Los Coches Rd E, El Cajon, CA 92021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,189 sqft · built 1968 |
| Lot Size | 0.211 acres (9,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $725,000 (Sep 2022) |
| Tax Bill | $9,650 (2025) |
| Deeds & Mortgages | Sep 2022 Transfer Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 398-370-16-00 |
| Primary APN | 398-370-16-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,189 sqft Living Area |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Lot Area | 9,200 sqft (0.211 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 13809 LOS COCHES RD E |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92021-2042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 131 TR 005829 |
| Legal Subdivision | RANCHO LAGUNA |
| Legal Tract | 005829 |
| Legal Block | 3 |
| Legal Lot Number | 131 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 16809 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13809 LOS COCHES RD E, EL CAJON, CA 92021-2042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Sep 1, 2022 | Intrafamily Transfer, Transfer FIRST AMERICAN TITLE |
| Sep 1, 2022 | Grant Deed, Transfer · Conventional Mortgage MISSION FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2022 · Amount on File |
| Deed Sale | Sep 1, 2022 · Amount on File |
| Deed Document Number | 2022351252 |
| Prior Transfer Date | Aug 25, 2022 |
| Prior Transfer Doc | 0000351251 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 1, 2022 |
| Property Address | 13809 LOS COCHES RD E, EL CAJON, CA 92021-2042 |
| Document Number | 0000351253 |
| Map Reference | MAP 5829 |
| Instrument Date | Aug 10, 2022 |
| Instrument | 2022-0351253 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13809 LOS COCHES RD E, EL CAJON, CA 92021-2042 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 1, 2022 |
| Property Address | 13809 LOS COCHES RD E, EL CAJON, CA 92021-2042 |
| Document Number | 0000351252 |
| Map Reference | MAP 5829 |
| Instrument Date | Aug 9, 2022 |
| Instrument | 2022-0351252 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13809 LOS COCHES RD E, EL CAJON, CA 92021-2042 |
| Document Number | 0000351254 |
|---|---|
| Date | Sep 1, 2022 |
| Instrument | 2022-0351254 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Oct 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9% |
| Index | 1-Year CMT |
| Max Rate | 9% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $769,375 (+2%) Land $424,483 Building $344,892 | |
| 2025 | $9,650.00 (+3.22%) | $754,290 (+4.04%) Land $416,160 Building $338,130 |
| 2023 | $9,349.00 (+551.04%) | $725,000 Land $400,000 Building $325,000 |
| 2022 | $1,436.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 14 (1980–2026) |
| Claims Outside the SFHA | 9 of 14 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 70% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 100 / 20 |
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