Allegany County property record for 13809 Craddock Rd SW, Cresaptown, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,271 sqft · built 1972 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $90,000 (Jan 2021) |
| Tax Bill | $1,199 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-018413 |
| Primary APN | 29-018413 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,271 sqft Total Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Slab |
| Porch Area | 36 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 018413 |
|---|---|
| Street Address | 13809 CRADDOCK RD SW |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-5914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.1A DANS MT RD NR CRESAPTOWN N/S CRADDOCK RD |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 29, LA VALE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 1401 |
13809 Craddock Rd SW is owned and occupied by two individuals who bought it in January 2021.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13809 CRADDOCK RD SW, CUMBERLAND, MD 21502-5914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 2021 · Amount on File |
| Deed Sale | Jan 11, 2021 · Amount on File |
| Deed Book / Page | 2623 / 216 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Jan 11, 2021 |
| Property Address | 13809 CRADDOCK RD SW, CRESAPTOWN, MD 21502-5914 |
| Document Number | 0026230216 |
| Book / Page | 002623 / 000216 |
| Instrument Date | Dec 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13809 CRADDOCK RD SW CUMBERLAND MD 215025914, CUMBERLAND, MD 21502-5914 |
| Document Number | 26230222 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 002623/000222 |
| Name | HOMESPIRE MTG CORP |
|---|---|
| Address | GAITHERSBURG, MD 20878 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 10, 2051 |
The 2025 property tax bill for 13809 Craddock Rd SW was $1,199.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $103,367 | $109,400 Land $25,400 Building $84,000 | |
| 2025 | $1,199.00 | ||
| 2023 | $922.00 | $84,867 | $91,300 Land $23,100 Building $68,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13809 Craddock Rd SW in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13809 Craddock Rd SW is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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