Allegany County property record for 13702 Craddock Rd SW, Cresaptown, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,944 sqft · built 1935 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,395 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-022492 |
| Primary APN | 07-022492 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,944 sqft Total Area |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 45,302 sqft (1.04 acres) |
| Garage Type | Detached |
| Garage Area | 448 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 264 sqft |
| Deck Area | 648 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 022492 |
|---|---|
| Street Address | 13702 CRADDOCK RD SW |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-5676 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 13702 CRADDOCK RD 240X182 259X183 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 29, LA VALE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 2000 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13702 CRADDOCK RD SW, CUMBERLAND, MD 21502-5676 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2024 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Feb 8, 2017 | Deed of Trust, Mortgage BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 1994 |
| Deed Sale | Dec 1, 1994 |
| Prior Sale | Nov 29, 1990 · Amount on Record |
| Deed Document Number | 19942118 |
| Deed Book / Page | 621 / 779 |
| Transfer Doc | 0000002118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 13702 CRADDOCK RD SW, CRESAPTOWN, MD 21502-5676 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 13702 CRADDOCK RD SW, CUMBERLAND, MD 21502-5676 |
| Document Number | 002936-0113 |
|---|---|
| Date | Jan 12, 2024 |
| Book Page | 2936/113 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 13702 CRADDOCK RD SW, CRESAPTOWN, MD 21502-5676 |
| Document Number | 0022780217 |
| Book / Page | 002278 / 000217 |
| Instrument Date | Feb 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 13702 CRADDOCK RD SW CUMBERLAND MD 215025676, CUMBERLAND, MD 21502-5676 |
| Document Number | 0022780217 |
|---|---|
| Date | Feb 16, 2017 |
| Book Page | 002278/000217 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Feb 15, 2032 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $139,833 (+26.01%) | $154,900 (+17.08%) Land $32,600 Building $122,300 | |
| 2025 | $1,395.00 (+22.37%) Homeowner's exemption | ||
| 2023 | $1,140.00 Homeowner's exemption | $110,967 | $132,300 Land $32,500 Building $99,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTERN REGION ALLEGANY DISTRIB. SYSTEM serves 5,703 people · EPA ID MD0010005 |
|---|---|
| Water Source | Purchased surface water from CITY OF CUMBERLAND |
| Last State Inspection | May 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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