13808 Ocean Pine Cir, Orlando, FL 32828 Property Records

Orange County property record for 13808 Ocean Pine Cir, Orlando, FL 32828

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,540 sqft · built 2004
Lot Size	0.134 acres (5,850 sqft)
Owner	2 Individual Names on File
Last Sale	$328,286 (Jul 2019)
Tax Bill	$400 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-22-32-0528-02-080`

Property Details

APN / Parcel Number

Primary APN	`31-22-32-0528-02-080`
Alternative APNs	`322231052802080` `669110` `676863` `682813`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,540 sqft Living Area
Gross Area	3,359 sqft
1st Floor Area	1,226 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,850 sqft (0.134 acres)
Garage Type	Attached
Garage Area	393 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	13808 OCEAN PINE CIR
City	ORLANDO
State	FL
Zip	32828-7443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	AVALON LAKES PHASE 2 VILLAGES E & H 55/68 LOT 8 BLK B VILLAG E E
Legal Range	32E
Legal Township	22S
Legal Section	31
Legal Subdivision	AVALON LAKES PH 2, VLG(S) E & H
Legal Phase	2
Legal Tract	528
Legal Block	B
Legal Lot Number	8
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	2
Census Block	2000
Census Tract	16748

Owner

13808 Ocean Pine Cir is owned and occupied by two individuals who bought it in July 2019.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13808 OCEAN PINE CIR, ORLANDO, FL 32828-7443
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2019	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Jul 2, 2019	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2019 · Amount on File
Deed Sale	Jul 8, 2019 · Amount on File
Prior Sale	May 18, 2004 · Amount on File
Deed Document Number	2019413531
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 8, 2019
Property Address	13808 OCEAN PINE CIR, ORLANDO, FL 32828-7443
Document Number	0000413531
Instrument Date	Jul 2, 2019
Instrument	413531
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,296.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13808 OCEAN PINE CIR ORLANDO FL 328287443, ORLANDO, FL 32828-7443

Mortgage

Document Number	413532
Date	Jul 8, 2019
Instrument	413532

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2049

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	13808 OCEAN PINE CIR, ORLANDO, FL 32828-7443
Document Number	0000712114
Instrument Date	Jul 2, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1168 BEECH GROVE WAY ORLANDO FL 328286916, ORLANDO, FL 32828-6916

Mortgage

Document Number	0000712114
Date	Nov 12, 2019
Instrument	712114

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 13808 Ocean Pine Cir was $400, up 33.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$455,545 (+2.7%)	$477,100 (-1.36%) Land $65,000 Building $412,100
2025	$400.00 (+33.33%) Homeowner's exemption	$443,569	$483,700 Land $65,000 Building $418,700
2024	$300.00 (+3.45%)
2023	$290.00 (-95.13%) Homeowner's exemption	$418,513 (+3%)	$469,444 (+15.53%) Land $65,000 Building $404,444
2022	$5,950.00 Homeowner's exemption	$406,323 Land $65,000 Building $341,323	$406,323 Land $65,000 Building $341,323

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13808 Ocean Pine Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13808 Ocean Pine Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	J;C MHP private · serves 40 people · EPA ID FL3484175
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	OCUD/WESTERN REGIONAL WTR SYS (5 WPS), OCUD/SOUTHERN WATER SYS (5 WPS)
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 696 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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