13748 Ocean Pine Cir, Orlando, FL 32828 Property Records

Orange County property record for 13748 Ocean Pine Cir, Orlando, FL 32828

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,771 sqft · built 2004
Lot Size0.127 acres (5,542 sqft)
OwnerIndividual Name on Record
Last Sale$650,000 (Aug 2024)
Tax Bill$8,111 (2025)
Deeds & MortgagesNov 2025 Mortgage
Nov 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN31-22-32-0528-02-050

Property Details

APN / Parcel Number

Primary APN31-22-32-0528-02-050
Alternative APNs
  • 322231052802050
  • 669106
  • 676859
  • 682810

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,771 sqft Living Area
Gross Area3,886 sqft
1st Floor Area1,418 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,542 sqft (0.127 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area456 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address13748 OCEAN PINE CIR
CityORLANDO
StateFL
Zip32828-7444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionAVALON LAKES PHASE 2 VILLAGES E & H 55/68 LOT 5 BLK B VILLAG E E
Legal Range32E
Legal Township22S
Legal Section31
Legal SubdivisionAVALON LAKES PH 2, VLG(S) E & H
Legal Phase2
Legal Tract528
Legal BlockB
Legal Lot Number5
JurisdictionORANGE FL
Township / Civil DivisionUNION PARK
Census Block Group2
Census Block2000
Census Tract16748

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address13748 OCEAN PINE CIR, ORLANDO, FL 32828-7444
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2025Deed of Trust, Mortgage · Conventional Mortgage
PLAZA HOME MORTGAGE INC
Nov 3, 2025Deed of Trust, Mortgage · Conventional Mortgage
PLAZA HOME MORTGAGE INC
Jan 12, 2018Deed of Trust, Mortgage · Conventional Mortgage
FAIRWINDS CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2024 · Amount on Record
Deed SaleAug 1, 2024 · Amount on Record
Prior SaleMay 2, 2005 · Amount on Record
Deed Document Number2024445491
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address13748 OCEAN PINE CIR, ORLANDO, FL 32828-7444
Transaction TypeMortgage
Record UpdatedDec 5, 2025
Title CompanyFIRST AMERICAN SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address13748 OCEAN PINE CIR, ORLANDO, FL 32828-7444

Mortgage

Document Number0000663071
DateNov 17, 2025
Instrument20250663071
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 1, 2045

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address13748 OCEAN PINE CIR, ORLANDO, FL 32828-7444
Transaction TypeMortgage
Record UpdatedDec 5, 2025
Title CompanyFIRST AMERICAN SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address13748 OCEAN PINE CIR, ORLANDO, FL 32828-7444

Mortgage

Document Number0000635948
DateNov 3, 2025
Instrument20250635948
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 1, 2045

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address13748 OCEAN PINE CIR, ORLANDO, FL 32828-7444
Document Number0000051352
Instrument DateJan 12, 2018
Transaction TypeMortgage
Record UpdatedFeb 23, 2018
Title CompanyMORTGAGE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address13748 OCEAN PINE CIR ORLANDO FL 328287444, ORLANDO, FL 32828-7444

Mortgage

Document Number0000051352
DateJan 25, 2018
Instrument51352
Lender
NameFAIRWINDS CU
AddressORLANDO, FL 32826
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 24, 2033

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$512,530 (-1.4%) Land $65,000 Building $447,530$512,530 (-1.4%) Land $65,000 Building $447,530
2025$8,111.00 (+140.83%) Homeowner's exemption$519,830 (+132.22%) Land $65,000 Building $454,830$519,830 (+2.45%) Land $65,000 Building $454,830
2024$3,368.00 (+7.36%)
2023$3,137.00 (+3.94%) Homeowner's exemption$223,850 (+3%)$507,406 (+16.13%) Land $65,000 Building $442,406
2022$3,018.00 Homeowner's exemption$217,330$436,931 Land $65,000 Building $371,931

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJ;C MHP
private · serves 40 people · EPA ID FL3484175
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereOCUD/WESTERN REGIONAL WTR SYS (5 WPS), OCUD/SOUTHERN WATER SYS (5 WPS)
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
AT&T
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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