13807 E 20th Ave, Spokane Valley, WA 99216 Property Records

Spokane County property record for 13807 E 20th Ave, Spokane Valley, WA 99216

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,632 sqft · built 1963
Lot Size	0.483 acres (21,044 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,888 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`45271.1247`

Property Details

APN / Parcel Number

Primary APN	`45271.1247`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,632 sqft Living Area
Gross Area	2,968 sqft
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Finished Basement	400 sqft
Unfinished Basement	832 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	21,044 sqft (0.483 acres)
Lot Dimensions	138 ft deep x 157 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	13807 E 20TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99216-0468
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	VERA PT OF B193 S157.5FT OF E138FT OF W496.63FT EXC S5FT THEREOF
Legal Range	44E
Legal Township	25N
Legal Section	27
Legal Subdivision	VERA
Legal Tract	193
Legal Block	193
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1020
Census Tract	12702

Owner

13807 E 20th Ave is owned and occupied by two individuals who acquired it in May 2003.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13807 E 20TH AVE, SPOKANE VALLEY, WA 99216-0468
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Jul 9, 2021	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2003
Deed Sale	May 30, 2003
Prior Sale	Jan 28, 2000 · Amount on File
Deed Document Number	20034901557
Prior Transfer Date	Jun 13, 2002
Prior Transfer Doc	0004752628
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Jul 8, 2026
Property Address	13807 E 20TH AVE, SPOKANE VALLEY, WA 99216-0468
Document Number	0007500346
Instrument Date	Jun 26, 2026
Instrument	20267500346
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13807 E 20TH AVE, SPOKANE VALLEY, WA 99216-0468

Mortgage

Document Number	0007500346,
Date	Jul 8, 2026
Instrument	20267500346

Lender

Name	WASHINGTON TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.53%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	13807 E 20TH AVE, SPOKANE VALLEY, WA 99216-0468
Transaction Type	Mortgage
Record Updated	Jul 16, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007098227
Date	Jul 9, 2021
Instrument	7098227

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 13807 E 20th Ave was $3,888, up 6.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,888.00 (+6.61%)	$360,400 Land $120,000 Building $240,400	$360,400 Land $120,000 Building $240,400
2025	$3,647.00
2024		$342,000 (+27.04%) Land $80,000 Building $262,000	$342,000 (+27.04%) Land $80,000 Building $262,000
2023	$3,280.00 (+4.19%)	$269,200 Land $60,000 Building $209,200	$269,200 Land $60,000 Building $209,200
2022	$3,148.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13807 E 20th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 13807 E 20th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERA WATER & POWER serves 24,692 people · EPA ID WA5391450
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	21 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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