Hampden County and Ludlow Town property record for 1380 Lyon St, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,176 sqft · built 1970 |
| Lot Size | 2.8 acres (121,968 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,247 (2026) |
| Deeds & Mortgages | Feb 2023 Refinance May 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | M:020-09600 B:4 L:0 |
| Primary APN | M:020-09600 B:4 L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,176 sqft Living Area |
| Gross Area | 7,052 sqft |
| Basement Area | 2,176 sqft |
| Unfinished Basement | 2,176 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 121,968 sqft (2.8 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 5220 |
|---|---|
| Street Address | 1380 LYON ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Block | 9600 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 810414 |
1380 Lyon St is owned and occupied by two individuals who acquired it in May 2025.
Source: Hampden County and Ludlow Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1380 LYON ST, LUDLOW, MA 01056-1153 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 14, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| May 20, 2025 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 19, 2025 |
| Transfer Doc | 025870-362 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 1380 LYON ST, LUDLOW, MA 01056-1153 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 024908-583 |
|---|---|
| Date | Feb 14, 2023 |
| Book Page | 24908/583 |
| Instrument | 7209 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | May 20, 2025 |
| Property Address | 1380 LYON ST, LUDLOW, MA 01056-1153 |
| Document Number | 025870-362 |
| Book / Page | 25870 / 362 |
| Instrument Date | May 19, 2025 |
| Instrument | 22303 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1380 LYON ST, LUDLOW, MA 01056-1153 |
The 2026 property tax bill for 1380 Lyon St was $8,247, up 0.1% from the year before.
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,247.00 (+0.11%) | $515,100 (+8.49%) Land $108,900 Building $406,200 | $495,430 (+2.98%) |
| 2025 | $8,238.00 (+4.57%) | $474,800 (+9.02%) Land $98,200 Building $376,600 | $481,080 (+7.06%) |
| 2024 | $7,878.00 (+4.34%) | $435,500 (+12.53%) Land $98,300 Building $337,200 | $449,350 |
| 2023 | $7,550.00 | $387,000 Land $81,700 Building $305,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1380 Lyon St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1984–2013) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1380 Lyon St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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