1361 Lyon St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 1361 Lyon St, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,128 sqft · built 2002
Lot Size	0.918 acres (39,988 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,999 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`M:020-09600 B:10B L:0`

Property Details

APN / Parcel Number

Primary APN	`M:020-09600 B:10B L:0`
Alternative APNs	`LUDL M:20 B:9600 P:10B` `9799`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,128 sqft Living Area
Gross Area	4,560 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,988 sqft (0.918 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	9799
Street Address	1361 LYON ST
City	LUDLOW
State	MA
Zip	01056-1175
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	DIANE & KEITH OUELLETTE
Legal Block	9600
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	2
Census Block	2000
Census Tract	810414

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1361 LYON ST, LUDLOW, MA 01056-1175
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 12, 2025
Transfer Doc	025899-302
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Recording Date	Aug 21, 2026
Property Address	1361 LYON ST, LUDLOW, MA 01056-1175
Document Number	0000040247
Book / Page	26474 / 163
Instrument Date	Aug 17, 2026
Instrument	202640247
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1361 LYON ST, LUDLOW, MA 01056-1175

Mortgage

Document Number	0000040247,
Date	Aug 21, 2026
Book Page	26474/163
Instrument	202640247

Lender

Name	WESTFIELD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2051

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,999.00 (-3.12%)	$499,600 (+4.98%) Land $99,000 Building $400,600	$524,723 (+22.66%)
2025	$8,257.00 (+3.95%)	$475,900 (+8.38%) Land $90,000 Building $385,900	$427,785 (+1.79%)
2024	$7,943.00 (+6.69%)	$439,100 (+15.07%) Land $90,000 Building $349,100	$420,280
2023	$7,445.00	$381,600 Land $74,800 Building $306,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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