1380 Forrest Lake Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 1380 Forrest Lake Cv, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,966 sqft · built 1991
Lot Size	2.25 acres (98,010 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,795 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3-07-9-29-01-0-00005-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-9-29-01-0-00005-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,966 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Exterior Material	Composition/Composite
Foundation Type	Block
Roof Type	Hip
Roof Material	Shingle
Lot Area	98,010 sqft (2.25 acres)
Pool Area	525 sqft
Patio Area	464 sqft

Location & Zoning

Street Address	1380 FORREST LAKE CV
City	HERNANDO
State	MS
Zip	38632-7500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	FORREST LAKE S/D LOT 5
Legal Range	07
Legal Township	03
Legal Section	29
Legal Subdivision	FORREST LAKE S/D
Legal Lot Number	5
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2036
Census Tract	71002

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	1380 FORREST LAKE CV, HERNANDO, MS 38632-7500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0000415523
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1380 FORREST LAKE CV, HERNANDO, MS 38632-7500
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004796/655
Date	Sep 13, 2019
Book Page	4796/655

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Jun 6, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,795.00 (+14.55%)	$37,076 (+36.63%) Land $3,500 Building $33,576	$370,756 (+36.63%) Land $35,000 Building $335,756
2023	$2,440.00	$27,136	$271,361 Land $35,000 Building $236,361

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 66% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER ASSOCIATION public/private · serves 2,719 people · EPA ID MS0170001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Forrest Lake Cv

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