1320 Forrest Lake Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 1320 Forrest Lake Cv, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,853 sqft · built 2023
Lot Size	1.87 acres (81,457 sqft)
Owner	Individual Name on File
Tax Bill	$2,365 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Feb 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-9-29-01-0-00002-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-9-29-01-0-00002-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,853 sqft Adjusted Area
1st Floor Area	1,296 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Roof Material	Shingle
Lot Area	81,457 sqft (1.87 acres)

Location & Zoning

Street Address	1320 FORREST LAKE CV
City	HERNANDO
State	MS
Zip	38632-7500
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	FOREST LAKE S/D LOT 2
Legal Range	007
Legal Township	03S
Legal Section	29
Legal Subdivision	FOREST LAKE S/D
Legal Lot Number	2
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2036
Census Tract	71002

Owner

1320 Forrest Lake Cv is owned and occupied by an individual who acquired it in February 2024.

Source: DeSoto County records, as of December 23, 2025

Owner of Record	Individual Name on File
Mailing Address	1320 FORREST LAKE CV, HERNANDO, MS 38632-7500
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Feb 13, 2024	Quit Claim Deed, Transfer Quitclaim
Jun 15, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2024
Deed Sale	Feb 13, 2024
Prior Sale	Jun 14, 2023
Deed Book / Page	1024 / 2619
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	HERNANDO, MS 38632
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 FORREST LAKE CV, HERNANDO, MS 38632-7500

Mortgage

Document Number	5661/17048
Date	Feb 29, 2024
Book Page	5661/17048

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESOTO MS
Recording Date	Feb 13, 2024
Property Address	1320 FORREST LAKE CV, HERNANDO, MS 38632-7500
Document Number	01024/2619
Book / Page	1024 / 2619
Map Reference	MB 33 PG 11
Instrument Date	Feb 13, 2024
Transaction Type	Transfer
Record Updated	Dec 15, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10355 HOLLY SPRINGS RD, HERNANDO, MS 38632-8087

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1320 FORREST LAKE CV, HERNANDO, MS 38632-7500

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Jun 15, 2021
Property Address	HERNANDO, MS 38632
Document Number	000961/339
Book / Page	961 / 339
Map Reference	MB 33 PG 11
Instrument Date	Jun 1, 2021
Transaction Type	Transfer
Record Updated	Mar 1, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1320 FORREST LAKE CV, HERNANDO, MS 38632-7500

Tax Assessment & Valuation

The 2025 property tax bill for 1320 Forrest Lake Cv was $2,365.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,365.00	$31,926 Land $3,000 Building $28,926	$319,255 Land $30,000 Building $289,255
2023	$454.00	$4,500	$30,000 Land $30,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1320 Forrest Lake Cv in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1320 Forrest Lake Cv is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 63% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER ASSOCIATION public/private · serves 2,719 people · EPA ID MS0170001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Forrest Lake Cv

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