Walton County property record for 138 Windrift Dr, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,632 sqft · built 2000 |
| Lot Size | 0.121 acres (5,314 sqft) |
| Owner | Company Name on Record |
| Last Sale | $700,000 (Aug 2022) |
| Tax Bill | $5,420 (2024) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-2S-21-42600-000-0480 |
| Primary APN | 28-2S-21-42600-000-0480 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| Gross Area | 2,247 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 5,314 sqft (0.121 acres) |
| Lot Dimensions | 9.7 ft deep x 5.5 ft wide |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 24 sqft |
| Patio Area | 150 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1060814 |
|---|---|
| Street Address | 138 WINDRIFT DR |
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-4121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 48 SEASPRAY PB 14-18 OR 2206-199 OR 2723-2139 OR 3189-1448 OR 3262-295 |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 28 |
| Legal Subdivision | SEASPRAY |
| Legal Lot Number | 48 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 950609 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 335 N SHORE CIR, WINDSOR, CO 80550-2614 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 2, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage FMS BANK |
| Mar 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2022 · Amount on Record |
| Deed Sale | Aug 2, 2022 · Amount on Record |
| Prior Sale | Mar 24, 2021 · Amount on Record |
| Deed Document Number | 20220035395 |
| Deed Book / Page | 3262 / 295 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Aug 2, 2022 |
| Property Address | 138 WINDRIFT DR, MIRAMAR BEACH, FL 32550-4121 |
| Document Number | 0032620295 |
| Book / Page | 3262 / 295 |
| Map Reference | MB 14 PG 18&18A |
| Instrument Date | Aug 1, 2022 |
| Instrument | 20220035395 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | MCNEESE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 BAYSHORE DR, MIRAMAR BEACH, FL 32550-4552 |
| Name | Verified Name |
|---|---|
| Address | 335 N SHORE CIR, WINDSOR, CO 80550-2614 |
| Document Number | 0003262297 |
|---|---|
| Date | Aug 2, 2022 |
| Instrument | 3262/297 |
| Name | FMS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 20, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Mar 24, 2021 |
| Property Address | 138 WINDRIFT DR, MIRAMAR BEACH, FL 32550-4121 |
| Document Number | 0031891448 |
| Book / Page | 3189 / 1448 |
| Map Reference | MB 14 PG 18&18A |
| Instrument Date | Mar 18, 2021 |
| Instrument | 20210014047 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | MCNEESE TITLE LLC, MCNEESE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,010.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 16944, JACKSON, MS 39236-6944 |
| Name | Verified Name |
|---|---|
| Address | 103 WINDRIFT DR, MIRAMAR BEACH, FL 32550-4135 |
| Document Number | 0031891450 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 3189/1450 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $587,902 (+5.29%) Land $125,000 Building $462,902 | $587,902 (+5.29%) Land $125,000 Building $462,902 | |
| 2024 | $5,420.00 (+6.84%) | ||
| 2023 | $5,073.00 (+17.57%) | $558,346 (+19.91%) Land $84,441 Building $473,905 | $558,346 (+19.91%) Land $84,441 Building $473,905 |
| 2022 | $4,315.00 | $465,648 Land $93,729 Building $371,919 | $465,648 Land $93,729 Building $371,919 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 750 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4,168 units insured incl. 3,418 condo units |
| Nearby Flood Claims | 64 (1995–2024) |
| Claims Outside the SFHA | 45 of 64 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: CenturyLink, LiveOak Fiber, Mediacom Xtream, T-Mobile, Wildstar Networks.
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