135 Windrift Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 135 Windrift Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,653 sqft · built 2001
Lot Size	0.123 acres (5,358 sqft)
Owner	2 Individual Names on Record
Last Sale	$438,000 (Dec 2020)
Tax Bill	$4,939 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-2S-21-42600-000-0170`

Property Details

APN / Parcel Number

Primary APN	`28-2S-21-42600-000-0170`
Alternative APNs	`28-221-42600-000-0170` `1060783`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,653 sqft Living Area
Gross Area	2,257 sqft
1st Floor Area	1,653 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	5,358 sqft (0.123 acres)
Lot Dimensions	96 ft deep x 56 ft wide
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	24 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	135 WINDRIFT DR
City	MIRAMAR BEACH
State	FL
Zip	32550-4135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CCMU
Legal Description	LOT 17 SEASPRAY PB 14-18 OR 2305-1003 OR 2698-1589 OR 2814-3798 OR 2982-231 OR 3174-3872
Legal Range	021
Legal Township	02S
Legal Section	28
Legal Subdivision	SEASPRAY
Legal Block	1
Legal Lot Number	17
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1048
Census Tract	950609

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	229 LANCELOT LN, FRANKLIN, TN 37064-0709
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2020 · Amount on Record
Deed Sale	Dec 22, 2020 · Amount on Record
Prior Sale	Jun 17, 2015 · Amount on Record
Deed Document Number	202052905
Deed Book / Page	3174 / 3872
Prior Transfer Date	Sep 12, 2005
Prior Transfer Doc	0026981589
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 22, 2020
Property Address	135 WINDRIFT DR, MIRAMAR BEACH, FL 32550-4135
Document Number	0031743872
Book / Page	3174 / 3872
Map Reference	MB 14 PG 18
Instrument Date	Dec 1, 2020
Instrument	20200052905
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	PROVIDENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,066.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	912 PHEASANT WOODS DR, 912, MANCHESTER, MO 63021-4309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 LANCELOT LN, FRANKLIN, TN 37064-0709

Mortgage

Document Number	0031743875
Date	Dec 22, 2020
Instrument	3174/3875

Lender

Name	INLANTA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,939.00 (+3.05%)	$595,531 (+5.21%) Land $125,000 Building $470,531	$595,531 (+5.21%) Land $125,000 Building $470,531
2024	$4,793.00 (+8.54%)
2023	$4,416.00 (+12.85%)	$566,027 (+20.02%) Land $84,441 Building $481,586	$566,027 (+20.02%) Land $84,441 Building $481,586
2022	$3,913.00	$471,601 Land $93,729 Building $377,872	$471,601 Land $93,729 Building $377,872

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, LiveOak Fiber, Mediacom Xtream, T-Mobile, Wildstar Networks.