138 Willow St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 138 Willow St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,016 sqft · built 1870
Lot Size	0.112 acres (4,866 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Sep 2025)
Tax Bill	$8,447 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-00126-0000-00127`

Property Details

APN / Parcel Number

Primary APN	`02-00126-0000-00127`
Alternative APN	`020012600127`

Interior

Stories	1 Story
Building Area	1,016 sqft Living Area
1st Floor Area	1,016 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Lot Area	4,866 sqft (0.112 acres)
Lot Dimensions	157 ft deep x 31 ft wide

Location & Zoning

Old Parcel Number	020012600127
Street Address	138 WILLOW ST
City	BLOOMFIELD
State	NJ
Zip	07003-3216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	31 X 157
Legal Subdivision	TOWNSHIP/BLOOMFIELD
Legal Block	126
Legal Lot Number	127
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1012
Census Tract	15600

Owner

138 Willow St is owned and occupied by an individual who bought it in September 2025.

Source: Essex County and Bloomfield Township records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	138 WILLOW ST, BLOOMFIELD, NJ 07003-3216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2025	Deed, Transfer · VA Mortgage GO RASCAL INC
Jul 7, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2025 · Amount on File
Deed Sale	Sep 2, 2025 · Amount on File
Prior Sale	Sep 20, 2024 · Amount on File
Deed Document Number	202555160
Prior Transfer Date	Apr 20, 2017
Prior Transfer Doc	0017059055
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 2, 2025
Property Address	138 WILLOW ST, BLOOMFIELD, NJ 07003-3216
Document Number	0000055160
Instrument Date	Aug 20, 2025
Instrument	2025055160
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1175 CHESTNUT ST, ELIZABETH, NJ 07201-1051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 WILLOW ST, BLOOMFIELD, NJ 07003-3216

Mortgage

Document Number	0000055161
Date	Sep 2, 2025
Instrument	2025055161

Lender

Name	GO RASCAL INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 7, 2017
Property Address	138 WILLOW ST, BLOOMFIELD, NJ 07003-3216
Document Number	0000059055
Instrument Date	Apr 20, 2017
Instrument	59055
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 WILLOW ST BLOOMFIELD NJ 070033216, BLOOMFIELD, NJ 07003-3216

Tax Assessment & Valuation

The 2025 property tax bill for 138 Willow St was $8,447, up 2.9% from the year before.

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,900 (+39.98%) Land $66,700 Building $272,200	$338,900 (+39.98%) Land $66,700 Building $272,200
2025	$8,447.00 (+2.86%)	$242,100 Land $66,700 Building $175,400	$242,100 Land $66,700 Building $175,400
2024	$8,212.00
2023		$242,100 Land $66,700 Building $175,400	$242,100 Land $66,700 Building $175,400
2022	$7,752.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 138 Willow St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	30 units insured incl. 12 condo units
Nearby Flood Claims	12 (1999–2021)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Willow St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Andrena, Optimum, T-Mobile.

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