128 Willow St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 128 Willow St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,567 sqft · built 1909
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (Sep 2026)
Tax Bill	$10,279 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-00126-0000-00123`

Property Details

APN / Parcel Number

Primary APN	`02-00126-0000-00123`
Alternative APN	`020012600123`

Interior

Stories	1 Story
Building Area	1,567 sqft Living Area
1st Floor Area	1,567 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	020012600123
Street Address	128 WILLOW ST
City	BLOOMFIELD
State	NJ
Zip	07003-3216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2B
Legal Description	50 X 150
Legal Subdivision	TOWNSHIP/BLOOMFIELD
Legal Block	126
Legal Lot Number	123
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1012
Census Tract	15600

Owner

Source: Essex County and Bloomfield Township records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	128 WILLOW ST, BLOOMFIELD, NJ 07003-3216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed, Transfer · FHA Mortgage OCMBC INC
Sep 26, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 2, 2018	Grant Deed, Transfer HOMEBRIDGE FIN'L SVCS INC
Mar 8, 2017	Grant Deed, Transfer OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2026 · Amount on Record
Deed Sale	Sep 30, 2026 · Amount on Record
Prior Sale	May 2, 2018 · Amount on Record
Deed Document Number	202664457
Prior Transfer Date	Jul 10, 2012
Prior Transfer Doc	0012057960
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 30, 2026
Property Address	128 WILLOW ST, BLOOMFIELD, NJ 07003-3216
Document Number	0000064457
Instrument Date	Apr 28, 2026
Instrument	202664457
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	EVIDENT TITLE AGENCY INC, EVIDENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56,560.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 WILLOW ST, BLOOMFIELD, NJ 07003-3216

Mortgage

Document Number	0000064458,
Date	Sep 30, 2026
Instrument	202664458

Lender

Name	OCMBC INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2051

Interest

Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	128 WILLOW ST, BLOOMFIELD, NJ 07003-3216
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 WILLOW ST, BLOOMFIELD, NJ 07003-3216

Mortgage

Document Number	0000061062
Date	Sep 26, 2025
Instrument	2025061062

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	May 2, 2018
Property Address	128 WILLOW ST, BLOOMFIELD, NJ 07003-3216
Document Number	0000038471
Instrument Date	Apr 17, 2018
Instrument	38471
Transaction Type	Transfer
Record Updated	Jun 19, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$301.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	128 WILLOW ST BLOOMFIELD NJ 070033216, BLOOMFIELD, NJ 07003-3216

Mortgage

Document Number	38473
Date	May 2, 2018
Instrument	38473

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 8, 2017
Property Address	128 WILLOW ST, BLOOMFIELD, NJ 07003-3216
Document Number	0000021295
Instrument Date	Feb 1, 2017
Instrument	21295
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	279 S LINCOLN AVE OAKHURST NJ 077551625, OAKHURST, NJ 07755-1625

Mortgage

Document Number	21296
Date	Mar 8, 2017
Instrument	21296

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	HOBOKEN, NJ 07030

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$294,600 (-) Land $79,600 Building $215,000	$294,600 (-) Land $79,600 Building $215,000
2025	$10,279.00 (+2.87%)	$294,600 (-) Land $79,600 Building $215,000	$294,600 (-) Land $79,600 Building $215,000
2024	$9,992.00 (+5.93%)
2023		$294,600 Land $79,600 Building $215,000	$294,600 Land $79,600 Building $215,000
2022	$9,433.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	30 units insured incl. 12 condo units
Nearby Flood Claims	12 (1999–2021)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Andrena, Optimum, T-Mobile.

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