138 Willow Cir, Harlingen, TX 78552 Property Records

Cameron County property record for 138 Willow Cir, Harlingen, TX 78552

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,274 sqft · built 1989
Lot Size	0.103 acres (4,500 sqft)
Owner	Company Name on Record
Tax Bill	$3,376 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2019 Sale
Flood Zone	Zone AH (high risk)
APN	`168750-0010-020000`

Property Details

APN / Parcel Number

Primary APN	`168750-0010-020000`
Alternative APN	`69293`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,274 sqft Living Area
Gross Area	1,826 sqft
1st Floor Area	1,274 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	90 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	480 sqft
Driveway	Concrete Driveway
Driveway Area	320 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	138 WILLOW CIR
City	HARLINGEN
State	TX
Zip	78552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 BLK 1 COTTONWOOD CREEK SUBDIVISION NO 1 (CAB 1 SLOT 479-A)
Legal Subdivision	COTTONWOOD CREEK SUBDIVISION NO 1 (CAB 1
Legal Block	1
Legal Lot Number	20
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	1
Census Block	1003
Census Tract	12104

Owner

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1525 PALM VALLEY DR E, HARLINGEN, TX 78552-9028
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage SECURITY SERVICE FCU
Nov 1, 2019	Warranty Deed, Transfer RIO GRANDE VALLEY ABSTRACT C

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2019
Deed Sale	Nov 1, 2019
Prior Sale	Dec 6, 2012
Deed Document Number	201940208
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	138 WILLOW CIR, HARLINGEN, TX 78552
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202033568
Date	Sep 18, 2020
Instrument	2020-33568

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMERON TX
Recording Date	Nov 1, 2019
Property Address	138 WILLOW CIR, HARLINGEN, TX 78552
Document Number	201940208
Map Reference	CAB I PG 479-A
Instrument Date	Nov 1, 2019
Instrument	2019-40208
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	RIO GRANDE VALLEY ABSTRACT C

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1206 S BORDER AVE APT 640, 1206, WESLACO, TX 78596-7355

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1525 PALM VALLEY DR E, HARLINGEN, TX 78552-9028
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Harlingen City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,284 (-) Land $29,025 Building $135,259	$164,284 (-) Land $29,025 Building $135,259
2025	$3,376.00 (-1.75%)	$164,284 (+6.5%) Land $29,025 Building $135,259	$164,284 (+6.5%) Land $29,025 Building $135,259
2024	$3,436.00 (-7.01%)
2023		$154,259 Land $19,000 Building $135,259	$154,259 Land $19,000 Building $135,259
2022	$3,695.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	44.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 247 policies
Nearby Flood Policies	247 in force
Nearby Flood Claims	18 (2018–2025)
Claims Outside the SFHA	4 of 18
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2025 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless · Fiber in parts of the area	400 / 50
Verizon Fixed Wireless	300 / 20
RGV Communications Fixed Wireless	100 / 100

May also be available: AT&T.

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