138 Whipple St, Cincinnati, OH 45233 Property Records

Hamilton County property record for 138 Whipple St, Cincinnati, OH 45233

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1928
Lot Size	0.151 acres (6,578 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Nov 2025)
Tax Bill	$1,481 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`164-0001-0153-00`

Property Details

APN / Parcel Number

Primary APN	`164-0001-0153-00`
Alternative APN	`19475220`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	1,920 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Conventional
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,578 sqft (0.151 acres)
Lot Dimensions	52.5 ft deep x 172 ft wide

Exterior Amenities

Porch	Slab
Porch Area	216 sqft
Deck Area	Deck Area
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	138 WHIPPLE ST
City	CINCINNATI
State	OH
Zip	45233-1392
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	138 WHIPPLE ST 112.50X52.50 IR-PT LOT 472-473-474-475 INDUSTRY SUB PAR 153-154 CONS
Legal Subdivision	INDUSTRY SUB
Legal Lot Number	472-4
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1021
Census Tract	10400

Owner

Source: Hamilton County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	138 WHIPPLE ST, CINCINNATI, OH 45233-1392
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 15, 2021	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2025 · Amount on Record
Deed Sale	Nov 21, 2025 · Amount on Record
Prior Sale	Jul 28, 2025 · Amount on Record
Deed Document Number	202591276
Deed Book / Page	15548 / 639
Prior Transfer Date	Apr 22, 2013
Prior Transfer Doc	0000000833
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 21, 2025
Property Address	138 WHIPPLE ST, CINCINNATI, OH 45233-1392
Document Number	0000091276
Book / Page	15548 / 639
Map Reference	MB 130 PG 628
Instrument Date	Nov 14, 2025
Instrument	2025-0091276
Transaction Type	Transfer
Record Updated	Dec 19, 2025
Title Company	INDIANA LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	138 WHIPPLE ST, CINCINNATI, OH 45233-1392

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 WHIPPLE ST, CINCINNATI, OH 45233-1392

Mortgage

Document Number	0000091277
Date	Nov 21, 2025
Instrument	2025-0091277

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 15, 2021
Property Address	138 WHIPPLE ST, CINCINNATI, OH 45233-1392
Document Number	0000072882
Book / Page	14439 / 311
Map Reference	MB 6 PG 13&16
Instrument Date	Jun 4, 2021
Instrument	2021-0072882
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 WHIPPLE ST, CINCINNATI, OH 45233-1392

Mortgage

Document Number	0000072883
Date	Jun 15, 2021
Instrument	2021-0072883

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,481.00 (+5.04%)	$22,750 (-) Land $7,462 Building $15,288	$65,000 (-) Land $21,320 Building $43,680
2024	$1,410.00 (-2.15%)	$22,750 (-) Land $7,462 Building $15,288
2023	$1,441.00 (-7.69%)	$22,750 (+2.6%) Land $7,462 Building $15,288	$65,000 (+2.6%) Land $21,320 Building $43,680
2022	$1,561.00 Homeowner's exemption	$22,173 Land $6,104 Building $16,069
2020			$63,350 Land $17,440 Building $45,910

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1998–2018)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Feb 2018 · Severe Storms, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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