133 Whipple St, Cincinnati, OH 45233 Property Records

Hamilton County property record for 133 Whipple St, Cincinnati, OH 45233

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,196 sqft · built 1926
Lot Size	0.157 acres (6,839 sqft)
Owner	Individual Name on File
Last Sale	$179,900 (Oct 2022)
Tax Bill	$3,928 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`164-0001-0124-00`

Property Details

APN / Parcel Number

Primary APN	`164-0001-0124-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
Gross Area	1,834 sqft
1st Floor Area	686 sqft
2nd Floor Area	510 sqft
Upper Floors Area	510 sqft
Basement Area	638 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,839 sqft (0.157 acres)
Lot Dimensions	128 ft deep x 183 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	178 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	133 WHIPPLE ST
City	CINCINNATI
State	OH
Zip	45233-1376
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	133 WHIPPLE ST 55 X 128 PTS LOTS 450 TO 453 INDUSTRY SUB
Legal Subdivision	INDUSTRY SUB
Legal Lot Number	450
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1028
Census Tract	10500

Owner

133 Whipple St is owned and occupied by an individual who bought it in October 2022.

Source: Hamilton County records, as of June 3, 2026

Owner of Record	Individual Name on File
Mailing Address	133 WHIPPLE ST, CINCINNATI, OH 45233-1376
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Sep 29, 2022	Deed of Trust, Mortgage CINCINNATI FSLA
Oct 11, 2022	Transfer on Death Deed, Transfer
Oct 11, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage THIRD FSLA OF CLEVELAND
Aug 25, 2020	Deed of Trust, Mortgage · Conventional with PMI MIAMI SVGS BK
Jul 11, 2018	Warranty Deed, Transfer · Conventional Mortgage MIAMI SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2022 · Amount on File
Deed Sale	Oct 11, 2022 · Amount on File
Prior Sale	Jul 11, 2018 · Amount on File
Deed Document Number	202295910
Deed Book / Page	14770 / 101
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	133 WHIPPLE ST, CINCINNATI, OH 45233-1376
Transaction Type	Mortgage
Record Updated	Dec 19, 2025
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090380
Date	Nov 18, 2025
Book Page	15545/2521
Instrument	2025-0090380

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2055

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	133 WHIPPLE ST, CINCINNATI, OH 45233-1376
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092542
Date	Sep 29, 2022
Book Page	14762/1751
Instrument	2022-0092542

Lender

Name	CINCINNATI FSLA
Type	Bank
Address	CINCINNATI, OH 45247

Agreement

Amount	Amount on Record
Term	12 Months
Due	Sep 25, 2023

October 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 11, 2022
Property Address	133 WHIPPLE ST, CINCINNATI, OH 45233-1376
Document Number	0000096283
Book / Page	14770 / 1870
Map Reference	MB 130 PG 628
Instrument Date	Oct 4, 2022
Instrument	2022-0096283
Transaction Type	Transfer
Record Updated	Nov 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 11, 2022
Property Address	133 WHIPPLE ST, CINCINNATI, OH 45233-1376
Document Number	0000095910
Book / Page	14770 / 101
Map Reference	MB 130 PG 628
Instrument Date	Oct 4, 2022
Instrument	2022-0095910
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$539.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 WHIPPLE ST, CINCINNATI, OH 45233-1376

Mortgage

Document Number	0000095911
Date	Oct 11, 2022
Instrument	2022-0095911

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	133 WHIPPLE ST, CINCINNATI, OH 45233-1376
Document Number	0000087849
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	133 WHIPPLE ST CINCINNATI OH 452331376, CINCINNATI, OH 45233-1376

Mortgage

Document Number	0000087849
Date	Aug 31, 2020
Book Page	014243/004475
Instrument	87849

Lender

Name	MIAMI SVGS BK
Type	Federal Savings Bank
Address	MIAMITOWN, OH 45041

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	336 Months
Due	Aug 30, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 11, 2018
Property Address	133 WHIPPLE ST, CINCINNATI, OH 45233-1376
Document Number	0000009122
Map Reference	DD130 PG628
Instrument Date	Jun 27, 2018
Instrument	18-0059122
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 WHIPPLE ST, CINCINNATI, OH 45233-1376

Mortgage

Document Number	0000009123
Date	Jul 11, 2018
Instrument	18-0059123

Lender

Name	MIAMI SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 133 Whipple St was $3,928, up 3% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,928.00 (+3.04%)	$62,965 (-) Land $7,861 Building $55,104	$179,900 Land $22,460 Building $157,440
2024	$3,812.00 (-2.16%)	$62,965 (-) Land $7,861 Building $55,104
2023	$3,896.00 (+54.6%)	$62,965 (+79.89%) Land $7,861 Building $55,104	$179,900 Land $22,460 Building $157,440
2022	$2,520.00	$35,001 Land $6,430 Building $28,571
2020			$100,000 Land $18,370 Building $81,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 133 Whipple St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 133 Whipple St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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