138 Two Pond Loop, Ladson, SC 29456 Property Records

Dorchester County property record for 138 Two Pond Loop, Ladson, SC 29456

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,150 sqft · built 2000
Lot Size	0.116 acres (5,039 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Sep 2023)
Tax Bill	$2,648 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`154-07-03-037`

Property Details

APN / Parcel Number

Primary APN	`154-07-03-037`
Alternative APN	`R0042117`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,150 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,039 sqft (0.116 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Coal

Location & Zoning

Account Number	R0042117
Street Address	138 TWO POND LOOP
City	LADSON
State	SC
Zip	29456-6916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD_SV
Legal Description	LOT 29 SUBD: BROOKHAVEN PH 0
Legal Subdivision	BROOKHAVEN
Legal Phase	1
Legal Lot Number	29
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	2
Census Block	2001
Census Tract	10814

Owner

Source: Dorchester County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	138 TWO POND LOOP, LADSON, SC 29456-6916
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2023 · Amount on Record
Deed Sale	Sep 27, 2023 · Amount on Record
Prior Sale	Aug 27, 2007 · Amount on Record
Deed Document Number	202319741
Deed Book / Page	14940 / 168
Record Updated	Sep 20, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER SC
Recording Date	Sep 27, 2023
Property Address	138 TWO POND LOOP, LADSON, SC 29456-6916
Document Number	0149400168
Book / Page	14940 / 168
Map Reference	CAB J PG 146
Instrument Date	Sep 26, 2023
Instrument	2023019741
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$715.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	138 TWO POND LOOP, LADSON, SC 29456-6916

Mortgage

Document Number	0149400173
Date	Sep 27, 2023
Book Page	14940/173
Instrument	2023019742

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Municipality	Summerville Town
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,648.00	$10,889 (-3.53%) Land $4,560 Building $6,329	$272,222 (+44.7%) Land $114,000 Building $158,222
2024	$2,648.00 (-41.48%)
2023	$4,525.00 (+1.19%)	$11,288 (+10.45%) Land $2,400 Building $8,888	$188,125 (+10.47%) Land $40,000 Building $148,125
2022	$4,472.00	$10,220 Land $2,070 Building $8,150	$170,291 Land $34,500 Building $135,791

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE CPW serves 81,750 people · EPA ID SC1810003
Water Source	Purchased surface water from LAKE MOULTRIE REGIONAL WS
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, WOW Internet, Cable & Phone, Xfinity.

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