138 Timber Ridge Dr, Elyria, OH 44035 Property Records

Lorain County property record for 138 Timber Ridge Dr, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2005
Square Footage2,563 sqft Living Area
Lot Size0.336 acres
OccupancyOwner Occupied
Last Sale$223,000 (2018)
Tax Bill$5,850.00 (2025)

Owner

Source: Lorain County records · APN 10-00-005-107-708

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address138 TIMBER RIDGE DR, ELYRIA, OH 44035-8797
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 05, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
SPRING EQ LLC
Jun 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
HOWARD HANNA MORTGAGE SERVICES INC
Feb 23, 2018Grant Deed, Transfer
HOWARD HANNA MTG SVCS
Oct 13, 2017Deed of Trust, Mortgage · Line of Credit
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 23, 2018 · Amount on Record
Deed SaleFeb 23, 2018 · Amount on Record
Prior SaleDec 27, 2004 · Amount on Record
Deed Doc Number2018000766
Record RefreshedJun 08, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address138 TIMBER RIDGE DR, ELYRIA, OH 44035-8797
Transaction TypeMortgage
Record UpdatedJul 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address138 TIMBER RIDGE DR, ELYRIA, OH 44035-8797

Mortgage

Document Number0000921235
DateJul 05, 2023
Instrument2023-0921235
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressWAYNE, PA 19087
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address138 TIMBER RIDGE DR, ELYRIA, OH 44035-8797
Transaction TypeMortgage
Record UpdatedJul 06, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000881032
DateJun 28, 2022
Instrument2022-0881032
Lender
NameHOWARD HANNA MORTGAGE SERVICES INC
TypeMortgage Company
AddressPITTSBURGH, PA 15238
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueJul 01, 2047

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLORAIN OH
Recording DateFeb 23, 2018
Property Address138 TIMBER RIDGE DR, ELYRIA, OH 44035-8797
Document Number0000662691
Instrument DateFeb 22, 2018
Instrument662691
Transaction TypeTransfer
Record UpdatedMar 29, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$892.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address138 TIMBER RIDGE DR ELYRIA OH 440358797, ELYRIA, OH 44035-8797

Mortgage

Document Number662692
DateFeb 23, 2018
Instrument662692
Lender
NameHOWARD HANNA MTG SVCS
TypeMortgage Company
AddressMAYFIELD HEIGHTS, OH 44124
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 22, 2048

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address138 TIMBER RIDGE DR, ELYRIA, OH 44035-8797
Document Number0000649325
Instrument DateOct 13, 2017
Transaction TypeMortgage
Record UpdatedDec 08, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address138 TIMBER RIDGE DR ELYRIA OH 440358797, ELYRIA, OH 44035-8797

Mortgage

Document Number0000649325
DateOct 25, 2017
Instrument649325
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 24, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictMidview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,850.00$141,820 (+%) Land $30,900 Building $110,920$405,190 (-) Land $88,280 Building $316,910
2024$5,850.00 (+50.58%)$141,817 (+68.45%) Land $30,898 Building $110,919$405,190 (+68.45%) Land $88,280 Building $316,910
2023$3,885.00 (+0.28%)$84,190 (-) Land $23,587 Building $60,603$240,540 (-) Land $67,390 Building $173,150
2022$3,874.00$84,190 Land $23,590 Building $60,600
2021$240,540 Land $67,390 Building $173,150

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN10-00-005-107-708

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area2,563 sqft Living Area
1st Floor1,314 sqft 1st Floor
2nd Floor1,249 sqft 2nd Floor
Family RoomFamily Room
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2005
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area14,643 sqft
Depth X Width260 ft x 56 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area506 sqft Garage

Exterior Amenities

Patio Area1,106 sqft Patio
PorchOpen Porch
Porch Area210 sqft Porch
Canopy Area168 sqft Canopy

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address138 TIMBER RIDGE DR
CityELYRIA
StateOH
Zip44035-8797
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTIMBER RIDGE SUB 1 56.32 X 260
Legal SubdivisionTIMBER RIDGE SUBDIVISION
Legal Lot Number6
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup1
Census Block1002
Census Tract71300

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