132 Timber Ridge Dr, Elyria, OH 44035 Property Records

Lorain County property record for 132 Timber Ridge Dr, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,571 sqft · built 2004
Lot Size	0.455 acres (19,827 sqft)
Owner	Individual Name on Record
Last Sale	$387,000 (Nov 2024)
Tax Bill	$5,777 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-00-005-107-707`

Property Details

APN / Parcel Number

Primary APN	`10-00-005-107-707`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,571 sqft Living Area
1st Floor Area	1,335 sqft
2nd Floor Area	1,236 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	19,827 sqft
Lot Dimensions	228 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	56 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	132 TIMBER RIDGE DR
City	ELYRIA
State	OH
Zip	44035-8797
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBER RIDGE SUB 1 86.73 X 228.61
Legal Subdivision	TIMBER RIDGE SUBDIVISION
Legal Lot Number	5
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1002
Census Tract	71300

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	132 TIMBER RIDGE DR, ELYRIA, OH 44035-8797
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
Jul 17, 2019	Grant Deed, Transfer GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2024 · Amount on Record
Deed Sale	Nov 19, 2024 · Amount on Record
Prior Sale	Jul 17, 2019 · Amount on Record
Deed Document Number	2024006238
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	132 TIMBER RIDGE DR, ELYRIA, OH 44035-8797
Document Number	0000788408
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	132 TIMBER RIDGE DR ELYRIA OH 440358797, ELYRIA, OH 44035-8797

Mortgage

Document Number	0000788408
Date	Nov 12, 2020
Instrument	788408

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2050

Interest

Rate Type	Adjustable Rate

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 17, 2019
Property Address	132 TIMBER RIDGE DR, ELYRIA, OH 44035-8797
Document Number	0000722326
Instrument Date	Jul 15, 2019
Instrument	722326
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$1,080.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	132 TIMBER RIDGE DR ELYRIA OH 440358797, ELYRIA, OH 44035-8797

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,777.00	$140,070 (%) Land $28,090 Building $111,980	$400,200 (-) Land $80,250 Building $319,950
2024	$5,777.00 (+22.97%)	$140,071 (+37.58%) Land $28,088 Building $111,983	$400,200 (+37.58%) Land $80,250 Building $319,950
2023	$4,698.00 (+0.3%)	$101,812 (+%) Land $22,068 Building $79,744	$290,890 (-) Land $63,050 Building $227,840
2022	$4,684.00	$101,810 Land $22,070 Building $79,740
2021			$290,890 Land $63,050 Building $227,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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