138 Summit Ave, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 138 Summit Ave, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	2,466 sqft · built 1926
Lot Size	0.339 acres (14,756 sqft)
Owner	Individual Name on Record
Last Sale	$930,000 (Jun 2016)
Tax Bill	$29,186 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-03505-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`13-03505-0000-00004`
Alternative APN	`130350500004`

Interior

Stories	2 Stories
Building Area	2,466 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Lot Area	14,756 sqft (0.339 acres)
Lot Dimensions	217 ft deep x 68 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130350500004
Street Address	138 SUMMIT AVE
City	MONTCLAIR
State	NJ
Zip	07043-2223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	68X217 IRR
Legal Block	3505
Legal Lot Number	4
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	4
Census Block	4002
Census Tract	16300

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	138 SUMMIT AVE, MONTCLAIR, NJ 07043-2223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2016 · Amount on Record
Deed Sale	Jun 23, 2016 · Amount on Record
Prior Sale	May 23, 2011 · Amount on Record
Deed Document Number	201652528
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	138 SUMMIT AVE, MONTCLAIR, NJ 07043-2223
Document Number	0000037819
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	138 SUMMIT AVE MONTCLAIR NJ 070432223, MONTCLAIR, NJ 07043-2223

Mortgage

Document Number	0000037819
Date	Apr 16, 2020
Instrument	37819

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$830,100 (-) Land $398,800 Building $431,300	$830,100 (-) Land $398,800 Building $431,300
2025	$29,186.00 (+3.32%)	$830,100 (-) Land $398,800 Building $431,300	$830,100 (-) Land $398,800 Building $431,300
2024	$28,248.00 (+3.5%)
2023		$830,100 Land $398,800 Building $431,300	$830,100 Land $398,800 Building $431,300
2022	$27,293.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1983–2021)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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