137 Summit Ave, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 137 Summit Ave, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	3,291 sqft · built 1929
Lot Size	0.325 acres (14,140 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,550,000 (Apr 2025)
Tax Bill	$33,870 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-03506-0000-00050`

Property Details

APN / Parcel Number

Primary APN	`13-03506-0000-00050`
Alternative APN	`130350600050`

Interior

Stories	2 Stories
Building Area	3,291 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Stucco
Lot Area	14,140 sqft (0.325 acres)
Lot Dimensions	202 ft deep x 70 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130350600050
Street Address	137 SUMMIT AVE
City	MONTCLAIR
State	NJ
Zip	07043-2222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	70X202 IRR
Legal Subdivision	TOWNSHIP/MONTCLAIR
Legal Block	3506
Legal Lot Number	50
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	4
Census Block	4001
Census Tract	16300

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	137 SUMMIT AVE, MONTCLAIR, NJ 07043-2222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 15, 2019	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2025 · Amount on Record
Deed Sale	Apr 17, 2025 · Amount on Record
Prior Sale	Feb 15, 2019 · Amount on Record
Deed Document Number	202524680
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	137 SUMMIT AVE, MONTCLAIR, NJ 07043-2222
Transaction Type	Mortgage
Record Updated	Sep 1, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072987
Date	Aug 3, 2022
Instrument	2022072987

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	137 SUMMIT AVE, MONTCLAIR, NJ 07043-2222
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	PERFECT TITLE, PERFECT TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021139326
Date	Nov 22, 2021
Instrument	2021139326

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	137 SUMMIT AVE, MONTCLAIR, NJ 07043-2222
Document Number	0000096443
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	137 SUMMIT AVE MONTCLAIR NJ 070432222, MONTCLAIR, NJ 07043-2222

Mortgage

Document Number	0000096443
Date	Oct 9, 2019
Instrument	96443

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2049

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Feb 15, 2019
Property Address	137 SUMMIT AVE, MONTCLAIR, NJ 07043-2222
Document Number	0000014422
Instrument Date	Feb 14, 2019
Instrument	14422
Transaction Type	Transfer
Record Updated	May 23, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$877.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	137 SUMMIT AVE MONTCLAIR NJ 070432222, MONTCLAIR, NJ 07043-2222

Mortgage

Document Number	14423
Date	Feb 15, 2019
Instrument	14423

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$963,300 (-) Land $395,900 Building $567,400	$963,300 (-) Land $395,900 Building $567,400
2025	$33,870.00 (+3.32%)	$963,300 (+27.78%) Land $395,900 Building $567,400	$963,300 (+27.78%) Land $395,900 Building $567,400
2024	$32,781.00 (+32.25%)
2023		$753,900 Land $395,900 Building $358,000	$753,900 Land $395,900 Building $358,000
2022	$24,788.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1983–2021)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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