138 Stephen Ave, Auburn, CA 95603 Property Records

Placer County property record for 138 Stephen Ave, Auburn, CA 95603

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 812 sqft · built 1958
Lot Size	0.174 acres (7,597 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jun 2022)
Tax Bill	$5,528 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`003-032-048-000`

Property Details

APN / Parcel Number

Primary APN	`003-032-048-000`
Alternative APN	`003-032-048`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	812 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Bungalow
Exterior Material	Other
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,597 sqft (0.174 acres)
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	003-032-048
Street Address	138 STEPHEN AVE
City	AUBURN
State	CA
Zip	95603-4324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PARCEL A PM 6-86
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	1
Census Block	1016
Census Tract	20300

Owner

138 Stephen Ave is owned and occupied by two individuals who bought it in June 2022.

Source: Placer County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	138 STEPHEN AVE, AUBURN, CA 95603-4324
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Dec 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Sep 24, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Sep 24, 2020	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY
Aug 4, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage VITEK MORTGAGE GROUP
Aug 4, 2017	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2022 · Amount on File
Deed Sale	Jun 27, 2022 · Amount on File
Prior Sale	Jun 21, 2012 · Amount on File
Deed Document Number	202252703
Prior Transfer Date	Dec 8, 2021
Prior Transfer Doc	0000153607
Record Updated	Oct 29, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jun 27, 2022
Property Address	138 STEPHEN AVE, AUBURN, CA 95603-4324
Document Number	0000052703
Map Reference	MB 6 PG 86
Instrument Date	Jun 21, 2022
Instrument	2022-0052703
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	138 STEPHEN AVE, AUBURN, CA 95603-4324

Mortgage

Document Number	0000052704
Date	Jun 27, 2022
Instrument	2022-0052704

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Dec 21, 2021
Property Address	138 STEPHEN AVE, AUBURN, CA 95603-4324
Document Number	0000153607
Map Reference	MB 6 PG 86
Instrument Date	Dec 8, 2021
Instrument	2021-0153607
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMERICAN COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	138 STEPHEN AVE, AUBURN, CA 95603-4324

Mortgage

Document Number	0000153608
Date	Dec 21, 2021
Instrument	2021-0153608

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Sep 24, 2020
Property Address	138 STEPHEN AVE, AUBURN, CA 95603-4324
Document Number	0000106056
Instrument Date	Sep 18, 2020
Instrument	106056
Transaction Type	Transfer
Record Updated	Oct 14, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 STEPHEN AVE AUBURN CA 956034324, AUBURN, CA 95603-4324

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Sep 24, 2020
Property Address	138 STEPHEN AVE, AUBURN, CA 95603-4324
Document Number	0000106058
Map Reference	MB 6 PG 86
Instrument Date	Sep 18, 2020
Instrument	2020-0106058
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	138 STEPHEN AVE, AUBURN, CA 95603-4324

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Aug 4, 2017
Property Address	138 STEPHEN AVE, AUBURN, CA 95603-4324
Document Number	0000059368
Map Reference	PM6 PG86
Instrument Date	Jul 28, 2017
Instrument	2017-0059368
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 STEPHEN AVE, AUBURN, CA 95603-4324

Mortgage

Document Number	0000059369
Date	Aug 4, 2017
Instrument	2017-0059369

Lender

Name	VITEK MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Aug 4, 2017
Property Address	138 STEPHEN AVE, AUBURN, CA 95603-4324
Document Number	0000059370
Instrument Date	Jul 28, 2017
Instrument	59370
Transaction Type	Transfer
Record Updated	Aug 11, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	138 STEPHEN AVE AUBURN CA 956034324, AUBURN, CA 95603-4324

Tax Assessment & Valuation

The 2025 property tax bill for 138 Stephen Ave was $5,528.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Auburn City
County	Placer County
Elementary School District	Auburn Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$461,000 (+4.93%) Land $138,300 Building $322,700
2025	$5,528.00	$439,340 Land $131,800 Building $307,540
2023	$5,446.00 (+115.85%)	$422,280 Land $126,700 Building $295,580
2022	$2,523.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 138 Stephen Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Stephen Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - AUBURN/BOWMAN serves 27,317 people · EPA ID CA3110005
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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