103 Stephen Ave, Auburn, CA 95603 Property Records

Placer County property record for 103 Stephen Ave, Auburn, CA 95603

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,332 sqft · built 1955
Lot Size	0.328 acres (14,266 sqft)
Owner	2 Individual Names on Record
Last Sale	$518,000 (Jun 2023)
Tax Bill	$6,328 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`003-031-006-000`

Property Details

APN / Parcel Number

Primary APN	`003-031-006-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,332 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,266 sqft (0.328 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	103 STEPHEN AVE
City	AUBURN
State	CA
Zip	95603-4323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R17
Legal Description	FR SEC 10 12 8
Legal Range	8E
Legal Township	12N
Legal Section	10
Legal Subdivision	AUBURN
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	1
Census Block	1013
Census Tract	20300

Owner

Source: Placer County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 STEPHEN AVE, AUBURN, CA 95603-4323
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jun 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2023 · Amount on Record
Deed Sale	Jun 7, 2023 · Amount on Record
Prior Sale	Dec 17, 2015 · Amount on Record
Deed Document Number	202329468
Prior Transfer Date	Jun 4, 2018
Prior Transfer Doc	0000045483
Record Updated	Sep 20, 2026

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jun 7, 2023
Property Address	103 STEPHEN AVE, AUBURN, CA 95603-4323
Document Number	0000029468
Instrument Date	Jun 1, 2023
Instrument	2023-0029468
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	103 STEPHEN AVE, AUBURN, CA 95603-4323

Mortgage

Document Number	0000029469
Date	Jun 7, 2023
Instrument	2023-0029469

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Mortgage

Document Number	0000029470
Date	Jun 7, 2023
Instrument	2023-0029470

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	AUBURN, CA 95603

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Aug 4, 2053

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Jun 26, 2018
Property Address	103 STEPHEN AVE, AUBURN, CA 95603-4323
Document Number	0000045483
Instrument Date	Jun 4, 2018
Instrument	45483
Transaction Type	Transfer
Record Updated	Jul 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	100 PARKSIDE TER AUBURN CA 956035235, AUBURN, CA 95603-5235

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Auburn City
County	Placer County
Elementary School District	Auburn Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$505,729 (-2.25%) Land $131,800 Building $373,929
2025	$6,328.00 (+42.39%)	$517,370 (+57.94%) Land $134,800 Building $382,570
2023	$4,444.00 (+0.43%)	$327,576 Land $96,714 Building $230,862
2022	$4,425.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - AUBURN/BOWMAN serves 27,317 people · EPA ID CA3110005
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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