138 Santo Tomas Ln, Santa Barbara, CA 93108 Property Records

Santa Barbara County property record for 138 Santo Tomas Ln, Santa Barbara, CA 93108

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,123 sqft · built 1955
Lot Size	0.44 acres (19,166 sqft)
Owner	Trust Name on File
Last Sale	$1,925,000 (Aug 2014)
Tax Bill	$25,366 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`009-242-002`

Property Details

APN / Parcel Number

Primary APN	`009-242-002`
Alternative APN	`00924202`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,123 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	138 SANTO TOMAS LN
City	SANTA BARBARA
State	CA
Zip	93108-2536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20R1
Legal Description	EL MONTECITO OAKS TR LOT 6 BLK D
Legal Subdivision	EL MONTECITO OAKS
Legal Block	D
Legal Lot Number	6
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	1
Census Block	1008
Census Tract	1404

Owner

138 Santo Tomas Ln is owner-occupied and held in a trust since August 2014.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	Trust Name on File
Mailing Address	1123 CLIFF DR, SANTA BARBARA, CA 93109-1725
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Personal Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Line of Credit OUR FEDERAL CREDIT UNION
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Jun 16, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2014 · Amount on File
Deed Sale	Aug 21, 2014 · Amount on File
Prior Sale	Jun 28, 2002
Deed Document Number	201438137
Prior Transfer Date	Mar 22, 2004
Prior Transfer Doc	0000030855
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Recording Date	Apr 8, 2026
Property Address	138 SANTO TOMAS LN, SANTA BARBARA, CA 93108-2536
Document Number	0000011363
Instrument Date	Mar 2, 2026
Instrument	202611363
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	PRIOR TITLE, PRIORITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	138 SANTO TOMAS LN, SANTA BARBARA, CA 93108-2536

Mortgage

Document Number	0000011363,
Date	Apr 8, 2026
Instrument	202611363

Lender

Name	OUR FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2056

Interest

Rate	6.1%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	138 SANTO TOMAS LN, SANTA BARBARA, CA 93108-2536
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 SANTO TOMAS LN, SANTA BARBARA, CA 93108-2536

Mortgage

Document Number	0000054423
Date	Jul 27, 2021
Instrument	2021-0054423

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	138 SANTO TOMAS LN, SANTA BARBARA, CA 93108-2536
Document Number	0000040112
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	138 SANTO TOMAS LN SANTA BARBARA CA 931082536, SANTA BARBARA, CA 93108-2536

Mortgage

Document Number	0000040112
Date	Aug 4, 2020
Instrument	40112

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 138 Santo Tomas Ln was $25,366 with a homeowner's exemption, up 1.8% from the year before.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Secondary School District	Santa Barbara Unified School District (7-12) (07 - 12)
Elementary School District	Montecito Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,359,823 (+2%) Land $1,716,237 Building $643,586
2025	$25,366.00 (+1.78%) Homeowner's exemption	$2,313,553 Land $1,682,586 Building $630,967
2024	$24,922.00 (+1.8%)
2023	$24,481.00 (+1.62%) Homeowner's exemption Additional exemption filed	$2,223,717 Land $1,617,250 Building $606,467
2022	$24,090.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 138 Santo Tomas Ln in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 71 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	22 (2018–2024)
Claims Outside the SFHA	5 of 22
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 138 Santo Tomas Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTECITO WATER DIST serves 12,010 people · EPA ID CA4210007
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Frontier, GeoLinks.

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