Fairfield Town property record for 138 Ruane St, Fairfield, CT 06824
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,414 sqft · built 1941 |
| Lot Size | 0.144 acres (6,264 sqft) |
| Owner | Company Name on File |
| Tax Bill | $9,591 (2026) |
| Deeds & Mortgages | Sep 2021 Refinance Oct 2023 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | FAIR M:180 B:124 |
| Primary APN | FAIR M:180 B:124 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,414 sqft Living Area |
| Gross Area | 2,614 sqft |
| Basement Area | 800 sqft |
| Unfinished Basement | 800 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,264 sqft (0.144 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 3285 |
|---|---|
| Street Address | 138 RUANE ST |
| City | FAIRFIELD |
| State | CT |
| Zip | 06824-5838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Block | 124 |
| Jurisdiction | FAIRFIELD CT |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 61600 |
138 Ruane St is owned by a company that acquired it in October 2023.
Source: Fairfield Town records, as of October 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6 RUGBY RD, FAIRFIELD, CT 06824-5624 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| Oct 12, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 1, 2023 |
| Transfer Doc | 0006455-28 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Property Address | 138 RUANE ST, FAIRFIELD, CT 06824-5838 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 006214-293 |
|---|---|
| Date | Sep 22, 2021 |
| Book Page | 6214/293 |
| Instrument | 2021-10143 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Recording Date | Oct 12, 2023 |
| Property Address | 138 RUANE ST, FAIRFIELD, CT 06824-5838 |
| Document Number | 0006455-28 |
| Book / Page | 6455 / 28 |
| Instrument Date | Oct 1, 2023 |
| Instrument | 2023-4925 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 RUGBY RD, FAIRFIELD, CT 06824-5624 |
The 2026 property tax bill for 138 Ruane St was $9,591, up 16% from the year before.
Source: Fairfield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Fairfield Town |
| Unified School District | Fairfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,591.00 (+16.02%) | $499,800 (+71.63%) Land $442,190 Building $57,610 | $901,957 (+342.48%) |
| 2025 | $8,267.00 | $291,200 Land $270,200 Building $21,000 | $203,840 Land $189,140 Building $14,700 |
| 2024 | $8,267.00 (+3.2%) | ||
| 2023 | $8,011.00 | $291,200 Land $270,200 Building $21,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 138 Ruane St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 138 Ruane St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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