131 Ruane St, Fairfield, CT 06824 Property Records

Fairfield Town property record for 131 Ruane St, Fairfield, CT 06824

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,881 sqft · built 1994
Lot Size	0.183 acres (7,956 sqft)
Owner	2 Individual Names on Record
Last Sale	$680,000 (Apr 2021)
Tax Bill	$13,849 (2026)
Deeds & Mortgages	Mar 2024 Line of Credit Jan 2022 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`FAIR M:180 B:66`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:180 B:66`
Alternative APNs	`FFLD M:180 B:66` `M:180 L:066 X` `7879`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,881 sqft Living Area
Gross Area	2,463 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,956 sqft (0.183 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	7879
Street Address	131 RUANE ST
City	FAIRFIELD
State	CT
Zip	06824-5864
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	66
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	1
Census Block	1010
Census Tract	61600

Owner

Source: Fairfield Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	131 RUANE ST, FAIRFIELD, CT 06824-5864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · Line of Credit NUTMEG STATE FINANCIAL CREDIT UNION
Jan 31, 2022	Deed of Trust, Mortgage · Line of Credit NUTMEG STATE FEDERAL CREDIT UNION
Apr 12, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage WEBSTER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2021 · Amount on Record
Deed Sale	Apr 12, 2021 · Amount on Record
Prior Sale	Apr 8, 2008 · Amount on Record
Deed Document Number	20212021-4062
Deed Book / Page	6117 / 287
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	131 RUANE ST, FAIRFIELD, CT 06824-5864
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006490-290
Date	Mar 19, 2024
Book Page	6490/290
Instrument	2024-1187

Lender

Name	NUTMEG STATE FINANCIAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	205 Months
Due	Apr 1, 2041

Interest

Rate Type	Adjustable Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	131 RUANE ST, FAIRFIELD, CT 06824-5864
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006274-202
Date	Jan 31, 2022
Book Page	6274/202
Instrument	2022-796

Lender

Name	NUTMEG STATE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	193 Months
Due	Feb 1, 2038

Interest

Rate Type	Adjustable Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Apr 12, 2021
Property Address	131 RUANE ST, FAIRFIELD, CT 06824-5864
Document Number	006117-287
Book / Page	6117 / 287
Instrument Date	Apr 9, 2021
Instrument	2021-4062
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0020214063
Date	Apr 12, 2021
Instrument	2021-4063

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,849.00 (+21.96%)	$721,700 (+80.43%) Land $535,290 Building $186,410	$1,096,366 (+291.58%)
2025	$11,355.00	$399,980 (+1.35%) Land $276,500 Building $123,480	$279,986 Land $193,550 Building $86,436
2024	$11,355.00 (+4.59%)
2023	$10,857.00	$394,660 Land $276,500 Building $118,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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