138 Pine Lake Cv, Flora, MS 39071 Property Records

Madison County property record for 138 Pine Lake Cv, Flora, MS 39071

Property Summary

Property Type	Farm - Irrigated or Dry
Details	4,477 sqft · built 2016
Lot Size	11.6 acres (507,910 sqft)
Owner	Individual Name on Record
Tax Bill	$3,291 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Feb 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`051F-13-001/01.01`

Property Details

APN / Parcel Number

Primary APN	`051F-13-001/01.01`
Alternative APN	`601`

Interior

Building Area	4,477 sqft Adjusted Area
1st Floor Area	3,232 sqft

Exterior

Year Built	Built 2016
Lot Area	507,910 sqft (11.6 acres)

Location & Zoning

Account Number	601
Old Parcel Number	051F-13 -001/01.01
Street Address	138 PINE LAKE CV
City	FLORA
State	MS
Zip	39071-9662
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	A1
Legal Description	11.66 AC IN NW1/4 SW1/4
Legal Range	01W
Legal Township	08N
Legal Section	13
Legal Subdivision	HIGHLANDS
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	2
Census Block	2000
Census Tract	30302

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	138 PINE LAKE CV, FLORA, MS 39071-9662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit BANKPLUS
Feb 15, 2022	Deed of Trust, Mortgage · Line of Credit BANKPLUS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2025
Deed Sale	Jul 2, 2025
Prior Sale	Jun 11, 2015
Deed Document Number	1030586
Deed Book / Page	4573 / 244
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Recording Date	Aug 31, 2026
Property Address	138 PINE LAKE CV, FLORA, MS 39071-9662
Document Number	0001058572
Book / Page	4725 / 118
Instrument Date	Aug 21, 2026
Instrument	20261058572
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 PINE LAKE CV, FLORA, MS 39071-9662

Mortgage

Document Number	0001058572,
Date	Aug 31, 2026
Book Page	4725/118
Instrument	20261058572

Lender

Name	BANKPLUS

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	85 Months
Due	Sep 20, 2033

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	138 PINE LAKE CV, FLORA, MS 39071-9662
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	138 PINE LAKE CV, FLORA, MS 39071-9662

Mortgage

Document Number	004170/543
Date	Feb 15, 2022
Book Page	4170/543
Instrument	950546

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Feb 5, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,291.00 Homeowner's exemption	$42,853 (-)	$428,530 (-) Land $65,000 Building $363,530
2024	$3,291.00 (-10.79%)
2023	$3,689.00 Homeowner's exemption	$42,853	$428,530 Land $65,000 Building $363,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (1984–2014)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
NETSPEEDMS Fixed Wireless	490 / 280

Cell Coverage

5G (outdoors only) and 4G LTE

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