130 Pine Lake Cv, Flora, MS 39071 Property Records

Madison County property record for 130 Pine Lake Cv, Flora, MS 39071

Property Summary

Property Type	Single Family Home
Details	7 ba · 4,462 sqft · built 2002
Lot Size	6.19 acres (269,636 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,000 (Aug 2019)
Tax Bill	$4,046 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051F-13-001/01.05`

Property Details

APN / Parcel Number

Primary APN	`051F-13-001/01.05`
Alternative APN	`605`

Interior

Full Baths	7 Baths
Total Rooms	12 Rooms
Building Area	4,462 sqft Adjusted Area
Gross Area	3,681 sqft
1st Floor Area	3,681 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	269,636 sqft (6.19 acres)
Pool Area	1,120 sqft
Patio Area	742 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	605
Street Address	130 PINE LAKE CV
City	FLORA
State	MS
Zip	39071-9662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	6.19 AC IN SW1/4
Legal Range	01W
Legal Township	08N
Legal Section	13
Legal Subdivision	THE HIGHLANDS
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	2
Census Block	2000
Census Tract	30302

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 PINE LAKE CV, FLORA, MS 39071-9662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Aug 28, 2019	Warranty Deed, Transfer IBERIABANK MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2019 · Amount on Record
Deed Sale	Aug 28, 2019 · Amount on Record
Prior Sale	Jun 2, 2009 · Amount on Record
Deed Document Number	2019871336
Deed Book / Page	3758 / 366
Prior Transfer Date	Feb 13, 2013
Prior Transfer Doc	2913/0067
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	130 PINE LAKE CV, FLORA, MS 39071-9662
Transaction Type	Mortgage
Record Updated	Jul 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 PINE LAKE CV, FLORA, MS 39071-9662

Mortgage

Document Number	3990/94
Date	Feb 12, 2021
Book Page	3990/94
Instrument	918316

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	LITTLE ROCK, AR 72223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Aug 28, 2019
Property Address	130 PINE LAKE CV, FLORA, MS 39071-9662
Document Number	0000871336
Book / Page	003758 / 000366
Instrument Date	Aug 23, 2019
Instrument	871336
Transaction Type	Transfer
Record Updated	Sep 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	130 PINE LAKE CV FLORA MS 390719662, FLORA, MS 39071-9662

Mortgage

Document Number	871337
Date	Aug 28, 2019
Book Page	003758/000371
Instrument	871337

Lender

Name	IBERIABANK MTG
Type	Mortgage Company
Address	LAKE CHARLES, LA 70601

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,046.00 Homeowner's exemption	$46,689 (-)	$466,890 (-) Land $65,000 Building $401,890
2024	$4,046.00
2023	$4,046.00 Homeowner's exemption	$46,689	$466,890 Land $65,000 Building $401,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (1984–2014)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
NETSPEEDMS Fixed Wireless	490 / 280

Cell Coverage

5G (outdoors only) and 4G LTE

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