Madison County property record for 138 Owsley Fork Rd, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,201 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Dec 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0100-0000-0068-E |
| Primary APN | 0100-0000-0068-E |
|---|---|
| Alternative APNs |
|
| Lot Area | 34,848 sqft (0.8 acres) |
|---|
| Account Number | 53449 |
|---|---|
| Street Address | 138 OWSLEY FORK RD |
| City | BEREA |
| State | KY |
| Zip | 40403-9676 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 |
| Legal Lot Number | 2 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 11102 |
Source: Madison County records · APN 0100-0000-0068-E
Assessment roll updated December 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 138 OWSLEY FORK RD, BEREA, KY 40403-9676 |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 17, 2023 | Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC |
| Dec 02, 2019 | Deed, Transfer |
| Sep 26, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Sep 22, 2017 |
| Transfer Doc | D00750/587 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 138 OWSLEY FORK RD, BEREA, KY 40403-9676 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 138 OWSLEY FORK RD, BEREA, KY 40403-9676 |
| Document Number | 0M2234/127 |
|---|---|
| Date | May 17, 2023 |
| Book Page | M2234/127 |
| Instrument | 2014145396 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 01, 2033 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 02, 2019 |
| Property Address | 138 OWSLEY FORK RD, BEREA, KY 40403-9676 |
| Document Number | D00781/704 |
| Book / Page | D00781 / 704 |
| Map Reference | MB 8 PG 296 |
| Instrument Date | Dec 02, 2019 |
| Instrument | 2014003179 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 138 OWSLEY FORK RD, BEREA, KY 40403-9676 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 26, 2017 |
| Property Address | 138 OWSLEY FORK RD, BEREA, KY 40403-9676 |
| Document Number | D00750/587 |
| Book / Page | D00750 / 587 |
| Map Reference | MB8 PG296 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 2013965360 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 138 OWSLEY FORK RD, BEREA, KY 40403-9676 |
| Name | Verified Name |
|---|---|
| Address | 138 OWSLEY FORK RD, BEREA, KY 40403-9676 |
Source: Madison County records · Assessment roll updated December 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,201.00 (+31.54%) | $121,000 (+35.04%) | $121,000 (+35.04%) |
| 2023 | $913.00 | $89,600 | $89,600 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
| Wildfire Risk | Moderate above 45% of the US · above 73% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 17 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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