100 Owsley Fork Rd, Berea, KY 40403 Property Records

Madison County property record for 100 Owsley Fork Rd, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Apr 2022)
Tax Bill	$248 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`0100-0000-0069`

Property Details

APN / Parcel Number

Primary APN	`0100-0000-0069`
Alternative APNs	`134331` `97134` `64280`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	64280
Street Address	100 OWSLEY FORK RD
City	BEREA
State	KY
Zip	40403-9676
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 ACRE
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1035
Census Tract	11102

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	603 CHESTNUT ST, BEREA, KY 40403-1514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed, Transfer · Commercial Mortgage CENTRAL BANK & TRUST CO
Aug 26, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 22, 2022 · Amount on Record
Deed Sale	Apr 22, 2022 · Amount on Record
Prior Sale	Aug 26, 2020 · Amount on Record
Deed Document Number	2014088260
Deed Book / Page	D822 / 134
Record Updated	Jun 8, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Apr 22, 2022
Property Address	100 OWSLEY FORK RD, BEREA, KY 40403-9676
Document Number	00D822/134
Book / Page	D822 / 134
Instrument Date	Apr 20, 2022
Instrument	2014088260
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	238 BRANDON RD, 238, CORBIN, KY 40701-4549

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 CHESTNUT ST, BEREA, KY 40403-1971

Mortgage

Document Number	2014088261
Date	Apr 22, 2022
Instrument	2014088261

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 26, 2020
Property Address	100 OWSLEY FORK RD, BEREA, KY 40403-9676
Document Number	D00793/213
Book / Page	D00793 / 213
Instrument Date	Aug 18, 2020
Instrument	2014018865
Transaction Type	Transfer
Record Updated	Dec 31, 2021

Transaction

Amount	Amount Recorded
Tax	$1.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	208 OWSLEY FORK RD, 208, BEREA, KY 40403-9663

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 BRANDON RD, CORBIN, KY 40701-4549

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$248.00 (+0.4%) Additional exemption filed	$25,000 (-)	$25,000 (-)
2023	$247.00	$25,000	$25,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 73% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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